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Got debt questions? Ask the Get Out of Debt Experts! Get practical advice and real solutions from trusted professionals to take control of your financial future.

The 3.6% COLA Isn’t 3.6% for Every Military Retiree: Who Gets Less and How to Rebuild Your 2027 Budget Around the Real Number

by Steve Rhode

Military retirement COLA 2027: the 3.6% isn’t every retiree’s number. Find your group before you spend the raise or sign for a new payment.

My Lawyer Dropped Me and Kept $264 of My Deposit. Can They Do That? A Reader’s Question, Answered

by Steve Rhode

A lawyer kept $264 of a reader’s deposit for one consult. What Colorado’s fee rules say, why that $1,420 arbitration fee may not apply, and the free option.

My Money Advice for Strippers, Escorts and OnlyFans Creators

by Steve Rhode

Dance in a club, escort or make money on OnlyFans? Here’s what I’d do with a night’s money, the tips deduction’s catches, and when to see a lawyer.

Social Security’s 2027 COLA Is 3.6%. Here’s What the Raise Can Quietly Cost You in SNAP, Rent, and Extra Help

by Steve Rhode

The 2027 Social Security COLA is 3.6%. In SNAP, HUD rent and Medicare help, part of that raise can come back out. Here’s where the cliffs are.

Feeling Unneeded After Work, and the Money Decisions That Follow

by Steve Rhode

When work ends, some people feel unneeded. What the research says about loneliness, helping grown kids and scams, and one money decision to make this week.

Your Insurance Denial Isn’t the Last Word: What Outside Reviews Decided, and the Deadlines on Your Letter

by Steve Rhode

Almost nobody appeals a health insurance denial. Here is what outside reviews decided in California and Pennsylvania, and the deadlines by plan type.

People Spent Less on Chips. Prices Fell. Now Some Are Going Back Up.

by Steve Rhode

PepsiCo cut some snack prices after sales fell, and now some are going back up. What that shows about buying less, and where you have a real swap.

A Colorado Man Is Suing Better Tax Relief. Here’s What the Complaint Says

by Steve Rhode

A Colorado man sued Better Tax Relief LLC under the TCPA over alleged unwanted calls and voicemails. Allegations only, no finding. What to do about them.

A Pennsylvania Woman Is Suing Tax Network USA. Here’s What the Complaint Says

by Steve Rhode

Tax Network USA lawsuit: what the complaint alleges (allegations only, no finding) and what to check before you pay any tax relief company.

Equifax’s $30 Million Hard Inquiry Settlement: Who Actually Qualifies, and What Everyone Else Can Do

by Steve Rhode

Equifax hard inquiry settlement: $30M fund, claim by Nov. 29, 2026. Only people on Equifax’s class list can file. Here’s how to know if that’s you.

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Get Out of Debt Guy Podcast - Steve Rhode

Get Out of Debt Guy Podcasts

  • The 10 Things You Must Do After Bankruptcy
  • Credit Card Debt, Hospital Bills & the “Just Get a Loan” Trap
  • Look Broke for a Year or Stay Broke for 10? The Credit Card Debt Trap
  • Budgets Suck: Debt Traps, Emergency Savings, and Keeping Up Appearances
  • Are You Helping Your Kids—or Hurting Your Retirement? – The Money Choices That Cost Millions

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