How Do I Get an Amex Card After Cards Closed for Dispute Abuse

Question: Dear Steve, I had two Amex cards, Blue and EveryDay. Unfortunately, they were both closed due to “dispute abuse.” I applied for the Cash Magnet Blue Card, got approved, then when the system updated, it got canceled; how do I get an Amex card? Hansel Answer: Dear Hansel, You don’t. It seems the previous … Read more

What Happened in USA Case Against Rayan Vanderhoof?

Question: Dear Steve, Steve Vanderhoof’s widow Rayan Vanderhoof and her CURRENT STATUS with the Department of Justice and her company Olympus Medical Group Corporation for Medicare Fraud? Was Ms. Vanderhoof ever convicted? Answer: Many of the court records in the case of the United States of America v. Rayan Vanderhoof are sealed and not publicly … Read more

College Goes Bankrupt But Your Student Loans Are Problematic

Vista College, a chain of for-profit college campuses, closed and went bankrupt a few days ago. Most Vista campuses are in Texas, but the chain filed its bankruptcy proceedings in Delaware. Who Owns Vista College? Education Futures Group (EFG), a Chicago-based private equity firm, holds a majority interest. Jim Tolbert, Vista’s CEO, owns 16.7 percent. … Read more

How to Avoid Scammers and Find a Reputable Extended Car Warranty Company

Car warranties can be a helpful tool for keeping your car safe and reliable. An extended car warranty is much like the warranties that come with new cars. It covers your car’s mechanical and electrical systems, such as the engine and transmission, if they break down. Unfortunately, there are many extended car warranty scams out … Read more

Parents Need to Stop Taking Out Loans So Their Kids Can Attend a Pricey School

Baylor University, a Baptist institution located in Waco, Texas, is a well-respected school. Over the years, it has risen steadily in the college ratings and now ranks among the top 100 American universities. But Baylor is expensive–tuition and fees are about $50,000 a year. Low-income students can take out federal loans, but these loans are … Read more

FTC Gives Companies Terse Warning About Fake Customer Reviews

The Federal Trade Commission is blanketing industry with a clear message that, if they use endorsements to deceive consumers, the FTC will be ready to hold them responsible with every tool at its disposal. “Receipt of the notice puts your company on notice that engaging in conduct described therein could subject the company to civil … Read more

Student Loan Assistance Programs Have Case Dismissed

Cases tossed out against Benjamin Zuckerman, Berger Singerman, Chantel L. Grant, GM Law Firm, Gregory Fishman, Julie Queler, Kevin Mason, National Legal Staffing Support. The cases involving the student loan assistance companies above were dismissed by the Court ending a previous flurry of suits attempting to recover money for consumers. The reason why it appears … Read more

I Get Threatening Phone Calls From Bellman & Sterns

Question: Dear Steve, Every once in a while, I get a weird voice mail threatening legal action through county court services claiming the caller’s client has attempted to contact me several times. The callback number given is 833-259-6457, which a search links to Bellman & Sterns, https://www.bellmanandsterns.com/. I’m not hard to find; having just purchased … Read more

How To Use Python For Financial Calculations & Debt Management

The leading programming language, Python, has become a go-to tool for financial calculations and debt management. Widely used in quantitative finance to analyze large datasets, Python also allows users to manage their own money. With simple and easy-to-learn functions, anyone with basic math knowledge can use a variety of financial calculations in Python. Keep reading … Read more

Do This When a Company Won’t Respond to Your Complaint

Have you ever tried to resolve a dispute with a corporate entity: a bank, a car rental agency, a credit card company? How did it turn out? Most times–I’m guessing–you just gave up without getting your problem solved. A couple of years ago, Chase Bank flagged a fraudulent transfer out of my checking account. Three … Read more