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Debt Referral Program Mysterious Mailer Sends Up Red Flags

By on October 11, 2017

A kind reader sent in a debt relief mailer they received from Debt Referral Program out of Los Lunas, New Mexico.

I was unable to locate any such company and the State of New Mexico has no company under that name who is registered to do business.

The vanilla mailer envelope only helps us to understand it was mailed from Boca Raton, FL with Postal Permit 1535.

The mystery company with the ever too generic name says it is located at 1400 Main Street NW Suite B, Los Lunas, NM 87031-4866.

The messaging on the mailer seems problematic in my opinion when it says, “This letter is being sent to you one last time before you are no longer deemed eligible for help by this office. Once we have been contacted, we will have authorization to restructure your open balances to $12,000 on your behalf directly with your creditors.” Sounds like a load of crap to me.

The marketing mailer seems to be selling some sort of debt settlement program. It claims to be able to settle the debt for 50% of what is owed in 36 months but makes no mention of success rates or fees as is required by the Federal Trade Commission.

The fine print in the mailer isn’t significantly helpful. It says the figures given are for illustration purposes solely, and the service may be farmed out to others including an attorney.

Overall the fine print reads more like a mailer for an attorney model debt settlement program but it is hard to really understand what the sales mailer is really trying to sell.

My opinion would be to stay away from whoever this is who can’t identify themselves.

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About Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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