Worked in Saudi Arabia for the 2016-2017 timeframe. Got a loan from SABB. Left Saudi Arabia to come back to the United States after contract was over. Have not paid loan payment since December of 2017.
Just received an email from Bilkish stating “Due to non-payment your account has become very delinquent; purpose of this mail is to assist you in resolving the account in amicable manner in your favor. We believe that your purpose was not to defraud the bank & your intentions are to repay back you liabilities but due to unavoidable circumstances the account remains unpaid, considering your present status we will try our level best to work out the best settlement plan for mutual benefits. Please understand, however, that if we do not hear from you within 3 days from receipt of this letter, Bank shall be constrained to proceed with necessary actions to protect the legitimate interests of the Bank. We trust that you will treat this matter with your utmost preferential attention. Your immediate reply will be highly appreciated.”
What actions can they take if I am no longer located in the Middle East? In order to get this loan, I was required to present a bank letter from my employer.
Thanks for the detailed information regarding your situation, however, I have just a few questions.
Do you know which office from Bilkish the email came from?
How much in total do you owe to SABB? Can you afford to set-up repayments?
Unless the account is sold or passed to a collection agency in the states, there is little if nothing the bank or collectors in Saudi can do. They have no authority in the United States.
This doesn’t mean they won’t try to make threats or take what action they can in Saudi, but to my knowledge, they have no offices or authority in the USA.