CFPB Complaint

Experian Information Solutions Inc. – CFPB Complaint ID 3013751

Consumer Complaint Submission

Date Received: 2018-09-08T00:00:00

Product: I do not know

Issue: Attempts to collect debt not owed

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: I have submitted certified letters to each bureau and each creditor, and I have still not received documentation that backs up the claim. I am writing you as my final effort to rectify the issue. The issue is with all three bureaus as well as the following collection agencies : XXXX XXXX, XXXX, XXXX XXXX and XXXX.

Here is a recap : I sent a validation letter to each of the following companies listed below. I requested that they validate the validity of the debt that they are currently reporting on my credit profile as negative.
o XXXX XXXX dated, XX/XX/18 and mailed certified XX/XX/18.
o XXXX dated, XX/XX/18 and mailed certified XX/XX/18.
o XXXX XXXX dated, XX/XX/18 and mailed certified XX/XX/18.
o XXXX XXXX dated, XX/XX/18 and mailed certified XX/XX/18.
To positively prove that a debt is mine, the creditor must provide the original documentation that I filled out and signed.
They didnt even respond, and it has been well over 30 days ; almost 4 months to be exact!
Besides, how do I owe a company that I have NOT agreed to do business with?
I have not signed anything with either of the companies listed above!

Company: Experian Information Solutions Inc.

State/Zip: TX 750XX

Company Response to Complaint: Closed with non-monetary relief

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

Complaint ID: 3013751

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See also  TD BANK US HOLDING COMPANY - CFPB Complaint 2017-07-16

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