Systematic National Collection, Inc. – CFPB Complaint 2018-10-10

Date Received: 2018-10-10

Product: Other debt

Issue: False statements or representation

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: Bank owed debt on a cash withdrawal that caused account to stay in a negative status, the debt was incurred from a Bad Cashier Check Deposit ( the Cashier check was furnished from a Counter fit Person under investigation ) I personally filed a criminal police report on the person who gave me a counter fit Cashier Check with the XXXX XXXX Police Department. I wasnt able to bring my checking account to a positive status, thus creating a debt in the amount of the cashiers check. The collection agency has created over $ XXXX intrest on the original debt amount {$2000.00} ~ Under the Fair Debt Reporting Act, intrest cant be incurred if their no agreement and a checking account does charge intrest but a None Sufficent Fee, this Debt amount reported is inaccurate and not true.

Company: Systematic National Collection, Inc.

State/Zip: CA 919XX

Company Response to Complaint: Closed with explanation

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

Complaint ID: 3042659

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