I Buy Junk Mail

Another Crappy Debt Reduction Department Mailer Making the Rounds

Written by Steve Rhode

A fantastic reader has sent in a mailer they received as part of my I Buy Junk Mail program. If you have a piece of junk mail that might be of interest, click here.

This mailer says it was sent by something called Debt Finance Department and came from postal permit 1535 in Boca Raton, Florida.

However, the letter the reader sent says it was sent from Debt Reduction Department at 3705 W. Pico Blvd, #1580, Los Angeles, CA 90019. That address comes up to Anytime Mailbox. – Source

Neither the envelope or letter identifies the company behind it.

I’ve seen this or very similar formats before. These letters are typically sent out by lead generators to get people to call the telephone number to be sold debt relief services.

This seems to be nothing more than an offer for you to be sold something and not some sort of “official” program.

While the letter pitches “New Proposed Term” the fine print says that is not a fact that can be depended on at all.

I can’t find anything on the letter sent in that gives any specific identity to the debt relief company behind it.

My advice is if you get this letter, pitch it. If a company can’t stand behind who they are or their reputation then what are you walking in to?

READ  Debt Reduction Department Mailer Promises Underwriting and Approval

About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • Just received in the mail, similar from Claymont DE, almost exact same wording and format, slightly different address. I have just reported it to the USPIS as mail fraud.

  • I just got one today. Exact letter and wording but address states 2093 Philadelphia Pike #2554 Claymont DE. Thanks for the heads up😃

  • I received the same letter here in California. One interesting “coincidence” was that i had used my credit card for a large purchase for the points. I paid it off without incurring any finance charges. That was the exact amount listed as my estimated credit card balances.

  • I received the same mailer today! Same permit # & street address..big relief to see your post! Thank you very much!!

  • Mitch Turner was who answered the phone when I called. They stay vague and are not clear. He said why did you call us if you think it is a scam…. beware…….

  • I also received this letter. Before researching, I called to make sure it wasn’t from some sort of collection agency, who knows? I spoke with a rep who explained they work for an attorneys office, Helbing Law Group, that helps with debt relief/consolidation. I looked them up, very good reviews with the BBB. I was able to speak directly with an attorney regarding the process. They basically collect your bills and you pay a monthly fee to them for 24 months. (Your total at end of 24 months is about half of what your debt is). They negotiate with creditors and do not pay off more than 40% of what you owe. At the end of that term you are debt free. More details of course. Why they advertise with generic letters is beyond me though.

  • Just receive one today and was starting to get really nervous about something I hadn’t heard about. More so when I read it was their second attempt. Popped on the Goog, it brought me here and phew, it’s a scam. Thanks for posting this!

  • Thank you so much for posting. I received the same notice, different $ amount, but same semi-official text and form. I appreciate you posting

  • Thanks for posting!! I received the same letter, and was getting nervous that I have credit card debt that I don’t know about. (I’m paranoid about ss fraud and the like..) I googled the address and I’m glad this post came up! Thank you, you are doing a wonderful service, G-d bless you.

  • Thank you for posting this information. We received a letter similar to this (same mailing address and same business address different amount of money). You are doing a great service to letting people know that this is not a legitimate creditor.

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