Student Loan Bankruptcy Discharge Student Loan Related

Student Loan Adversary Filing – Amanda Leigh Ratcliffe – Adversary Proceeding

The following student loan bankruptcy adversary case filing is presented here to help others dealing with the same issues.

Case Location: United States Bankruptcy Court, W.D. Virginia

Summary of Document Filed:

Adversary case 20-07021. Complaint by Heather Parsons on behalf of Amanda Leigh Ratcliffe against Liberty University, Inc.. Receipt Number EXEMPT, Fee Amount $0.00. AP Service Due 06/25/2020. Nature of Suit: (63 (Dischargeability – 523(a)(8), student loan)),(91 (Declaratory judgment)) (Parsons, Heather) (Entered: 05/06/2020) 6 May 2020 PACER Document Case 20-07021 Doc 1 Filed 05/06/20 Entered 05/06/20 16:51:46 Desc Main Document Page 1 of 3 UNITED STATES BANKRUPTCY COURT WESTERN DISTRCIT OF VIRGINIA * In Re: * CHAPTER 13 AMANDA LEIGH RATCLIFFE * CASE NO.: 20-70432 Debtor * ______________________________________ * * AMANDA LEIGH RATCLIFFE * Plaintiff, * COMPLAINT TO DETERMINE * DISCHARABILITY v. * * LIBERTY UNIVERSITY, INC. * AP: Defendant * Serve * David M. Corry, Reg. Agent * Liberty University, Inc. * 1971 University Blvd. * Lynchburg, VA 24502 * TO THE HONORABLE PAUL M. BLACK: Comes now Amanda Leigh Ratcliffe, plaintiff herein, by counsel, and moves for a declaratory judgment determining the debtor/plaintiff’s debt owed to Liberty University is eligible for discharge as it is not entitled a discharge exception under 11 USC § 1328 or 11 USC § 523(a)(8), and as grounds therefore states: 1. This is an adversary proceeding brought pursuant to Bankruptcy Rule 7001(6) and 7001(9) to determine the dischargeabilty of a debt and seeking a declaratory judgement upon the issue. 2. This Court has jurisdiction of this proceeding pursuant to section 1334 of title 28 of the United States Code. Case 20-07021 Doc 1 Filed 05/06/20 Entered 05/06/20 16:51:46 Desc Main Document Page 2 of 3 3. This adversary proceeding constitutes a core proceeding as defined in title 28 U.S.C. § 157(b)(2). 4. This is a complaint by a consumer debtor against an educational institution to determine the dischargeabilty of a debt owed by the debtor to the educational institution. 5. Plaintiff is the debtor in the above styled bankruptcy proceeding. She filed a Chapter 13 bankruptcy petition on April 16, 2020. 6. One of the debts owed by the plaintiff and listed on Schedule F is liability for tuition and fees owed to Liberty University. 7. The debtor did not receive a loan, did not receive an educational benefit overpayment, or did not actually receive funds from Liberty University. 8. No loan was made by Liberty University to the debtor. 9. The liability is based upon unpaid tuition and fees. 10. As such, her liability to Liberty University does not fall under the discharge exception of 11 USC sec. 523(a)(8). 11. The debtor seeks a declaratory judgment that the debt owed to Liberty University is a dischargeable liability. Wherefore, plaintiff prays this court enter an order declaring the debt owed by the debtor to Liberty University Inc. is dischargeable, and for such further relief as may be just. Respectfully Submitted: AMANDA LEIGH RATCLIFFE BY:/s/ Heather R. Parsons Counsel Case 20-07021 Doc 1 Filed 05/06/20 Entered 05/06/20 16:51:46 Desc Main Document Page 3 of 3 Heather Renae Parsons VSB Number 85108 Giles & Lambert, PC P.O. Box 2780 Roanoke, VA 24001 540-981-9000 [email protected] Amanda Leigh …

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