WRAL’s North Carolina story is a useful spark—but the real decision comes down to completion, cost, and what your field actually pays. A recent WRAL report said college “often pays” in North Carolina—citing Strada’s finding that more than two-thirds of in-state graduates see a positive 10-year return. That’s encouraging, and it aligns with national data. …
You’re invited to speak. Just don’t expect anyone to listen. Let’s not sugarcoat this. The Trump administration has officially launched the student loan rulemaking process under the One Big Beautiful Bill (OBBB). And while the Department of Education is opening up the microphones and eComment boxes for your input, let’s be honest—this whole thing feels …
You did everything right. You worked for a nonprofit. You made the payments. You followed every confusing instruction the government threw your way. But thanks to a new rule buried in the fine print of Executive Order 14235, you could lose Public Service Loan Forgiveness (PSLF) credit—retroactively—just because of where you work. Not what you …
You’ve played by the rules. Made your payments. Believed—after 10 or 20 long years—that final chunk of debt would vanish. Clean slate, right? Not so fast. Thanks to an expiring pandemic-era tax break and a new proposal from the Trump administration, millions of borrowers might be in for a surprise punch from Uncle Sam—and no …
Let’s not sugarcoat it: If you were counting on student loan forgiveness through Income-Based Repayment (IBR), you’ve just been thrown into limbo. The Education Department hit pause on all IBR discharges—no timeline, no guarantees, just a vague promise they’ll get back to it “once they figure things out.” Sound familiar? Let’s break down what’s really …
Title: 🎓 Parent PLUS Changes Are Coming: What You Must Do Before June 30, 2026 A clear roadmap for parents to avoid losing access to loan forgiveness and income-driven repayment 🚨 Let’s Start with the Big Red Flag If you’re a parent with a Parent PLUS loan—or you’re considering taking one out for your kid’s …
If you’re a student, parent, or borrower wondering what’s really happening with student loans in 2025, buckle up — because Congress is proposing sweeping changes that could reshape how college is paid for in America. The College Cost Reduction Act of 2025 aims to overhaul federal student aid, with major implications for loan forgiveness, repayment …
The Public Service Loan Forgiveness (PSLF) program was established in 2007 to provide debt relief to nonprofit and government agency employees. The program’s goal was to forgive the student loans of borrowers after they made 120 qualifying payments (10 years of payments). However, the program’s approval rate was low, with only around 7,000 borrowers approved …
Today, the U.S. Department of Education (Department) proposed regulations to reduce the cost of federal student loan payments, especially for low and middle-income borrowers. The regulations fulfill the commitment President Biden laid out in August when he announced his Administration’s plan to provide student debt relief for approximately 40 million borrowers and make the student loan …
In response to the COVID pandemic, the Department of Education stopped garnishing the Social Security checks of elderly student-loan defaulters in March 2020. However, DOE will return to that practice soon–probably by midsummer 2023. In an article posted on MSN.com, Vance Cariaga estimated that garnishment of Social Security checks will cost senior student-loan defaulters, on average, about …