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Student Loan Related

Get the latest updates on student loans, repayment options, forgiveness programs, and scam warnings to help you navigate your debt smarter and safer.

The $8.75 Million University of Phoenix Settlement Isn’t Student Loan Forgiveness. Here’s Who Can Claim It, and Where Phoenix Borrowers Should Actually Look

by Steve Rhode

The $8.75M University of Phoenix settlement pays up to $25 for website tracking, not student loans. Claim by Nov. 5, 2026; see where borrowers should look.

The Student Loan Autopay Discount Deadline Just Moved to December 31. Here’s What I’d Do Before Then.

by Steve Rhode

Student loan autopay discount deadline extended to Dec. 31, 2026. The panic is off, but one bank mistake can wipe out the savings. Here’s my plan.

What Sallie Mae Just Told the SEC About a ‘Refinance’ That Is Actually a Default Trap

by Steve Rhode

Sallie Mae told the SEC that some ‘refinance’ pitches are really pushing able-to-pay borrowers into default. Here’s the filing and what to do instead.

What SoFi Just Told the SEC About Discharging Private Student Loans

by Steve Rhode

You’ve been told private student loans can’t be discharged in bankruptcy. SoFi’s own SEC filing says some can — here’s how to find out if yours qualifies.

The SAVE Plan Is Ending — You Have 90 Days to Avoid a Bigger Bill (July 2026)

by Steve Rhode

The SAVE plan is ending and the 90-day clock has started. Do nothing and you’re auto-enrolled in a costlier plan. Here’s what to check now.

The New Student Loan Autopay Discount Locks Out Borrowers in Default — Here’s the Way Back In

by Steve Rhode

The bigger 1% student loan autopay discount skips borrowers in default. Here’s how to get out of default first — and the 2026 consolidation trap to avoid.

The Student Loan Autopay Discount Just Got Bigger — Sign Up This Week Before You Forget and Overpay for Years

by Steve Rhode

The federal student loan autopay discount just jumped from 0.25% to 1% — but two traps can wipe out your savings. Here’s what to check before you enroll (and the July 1 sequencing trap if you’re switching to RAP).

The New Student Loan Plan’s Lower Payment Could Cost You Thousands More — Here’s What to Check Before July 1

by Steve Rhode

The new Repayment Assistance Plan (RAP) launches July 1 with lower monthly payments — but a 30-year term can mean thousands more in interest. Compare total cost first.

Student Loan Forgiveness Is Taxable Again in 2026 — What Changed and How to Avoid the Bill

by Steve Rhode

Student loan forgiveness is taxable again in 2026 — but a rule most borrowers have never heard of can erase the bill entirely.

Student Loan Changes Hit July 1 — Three Weeks to Avoid the Auto-Enrollment Trap

by Steve Rhode

Federal student loan changes hit July 1, 2026. What SAVE borrowers must do in the next 3 weeks, the PSLF auto-enrollment trap, and the Parent PLUS deadline that closes June 30.

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Get Out of Debt Guy Podcast - Steve Rhode

Get Out of Debt Guy Podcasts

  • The 10 Things You Must Do After Bankruptcy
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  • Look Broke for a Year or Stay Broke for 10? The Credit Card Debt Trap
  • Budgets Suck: Debt Traps, Emergency Savings, and Keeping Up Appearances
  • Are You Helping Your Kids—or Hurting Your Retirement? – The Money Choices That Cost Millions

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