Rate and Review

SilverLeaf Debt Solutions – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

43 Comments

  • Dallas Citizen,

    I agree that you absolutely run the risk of being sued in a debt settlement program as outlined in this recent article https://stever39.sg-host.com/27047/considering-debt-settlement-get-informed-about-being-sued-and-how-to-deal-with-it .

    Debt settlement is not a program for everybody, it takes a large commitment, will power, and determination. You’re also right that clients do have the ability to contact their creditors and attempt to negotiate on their own. Clients can do the same with credit counseling and bankruptcy in which Steve has a great “Do it Yourself” section on his site .

    Consumers always have the choice to either have someone assist them or do it themselves. For example, with bankruptcy you can go online, find the forms, fill them out and bypass paying an attorney $1,500 – $2,000 in fees and file the paperwork yourself. In order for that to work, it take a lot more time and knowledge to do so but you save money by doing it. You also run the risk of not filing it out correctly and having to prolong the process or get denied because you did not submit the info that was required.

    I agree that credit counseling, debt settlement, and bankruptcy is something that people can do on their own. It takes an extreme amount of discipline, patience, and self motivation. There are pros and cons to each, it is up to each consumer to decide which is right for them.

    And you are correct that we have employees that have previously worked at Credit Solutions of America. We also have employees from other debt settlement companies, credit counseling organizations, and other financial/non financial industries. Silverleaf takes a great deal of pride in having the ability to look at things “outside the box” because of the range of people we work with. We also take pride in having employees with previous experience to have seen firsthand the things that work well and also the mistakes that we can be avoided.

  • SilverLeaf = Credit Solutions = All “companies” trying to scam you out of money.

    You got into debt yourself, the only way out is to do it yourself.
    SilverLeaf, all former CSA (Credit Solutions of America) people…still making money off people in debt.

    Can you be sued…of course! They can’t stop that, no one can. Contact the creditors yourself…why pay these huge fees for something that you can get BETTER RESULTS BY YOURSELF!!!

    In case you wonder how these companies operate…they take your money and they help the people that scream the loudest. How do they help? They call the creditors and say “hello, what settlement offers do you have on XXX account.” The creditor then sends them the offer and then SilverLeaf (CSA outcasts) sends you the offer stating, “look at this fabulous offer we have!!”

    That is their model…good luck all!

  • SilverLeaf = Credit Solutions = All “companies” trying to scam you out of money.

    You got into debt yourself, the only way out is to do it yourself.
    SilverLeaf, all former CSA (Credit Solutions of America) people…still making money off people in debt.

    Can you be sued…of course! They can’t stop that, no one can. Contact the creditors yourself…why pay these huge fees for something that you can get BETTER RESULTS BY YOURSELF!!!

    In case you wonder how these companies operate…they take your money and they help the people that scream the loudest. How do they help? They call the creditors and say “hello, what settlement offers do you have on XXX account.” The creditor then sends them the offer and then SilverLeaf (CSA outcasts) sends you the offer stating, “look at this fabulous offer we have!!”

    That is their model…good luck all!

    • Dallas Citizen,

      I agree that you absolutely run the risk of being sued in a debt settlement program as outlined in this recent article https://stever39.sg-host.com/27047/considering-debt-settlement-get-informed-about-being-sued-and-how-to-deal-with-it .

      Debt settlement is not a program for everybody, it takes a large commitment, will power, and determination. You’re also right that clients do have the ability to contact their creditors and attempt to negotiate on their own. Clients can do the same with credit counseling and bankruptcy in which Steve has a great “Do it Yourself” section on his site https://stever39.sg-host.com/category/diy-do-it-yourself .

      Consumers always have the choice to either have someone assist them or do it themselves. For example, with bankruptcy you can go online, find the forms, fill them out and bypass paying an attorney $1,500 – $2,000 in fees and file the paperwork yourself. In order for that to work, it take a lot more time and knowledge to do so but you save money by doing it. You also run the risk of not filing it out correctly and having to prolong the process or get denied because you did not submit the info that was required.

      I agree that credit counseling, debt settlement, and bankruptcy is something that people can do on their own. It takes an extreme amount of discipline, patience, and self motivation. There are pros and cons to each, it is up to each consumer to decide which is right for them.

      And you are correct that we have employees that have previously worked at Credit Solutions of America. We also have employees from other debt settlement companies, credit counseling organizations, and other financial/non financial industries. Silverleaf takes a great deal of pride in having the ability to look at things “outside the box” because of the range of people we work with. We also take pride in having employees with previous experience to have seen firsthand the things that work well and also the mistakes that we can be avoided.

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