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Rapid Debt Settlement – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

Sincerely,


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Damon Day - Pro Debt Coach

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15 thoughts on “Rapid Debt Settlement – Scam, Complaint, Review, or Praise?”

      • I am a real person, Kelly Mancera, look me up on fb if you want, I used Rapid Debt Settlement and I am settling my last debt now, and they have been wonderful to work with! My $4000 credit card debt got settled for $1200, a personal loan of $8000 got settled for $3000 and my last one for almost 11,000 is being settled for $5680… My only complaint is when nobody was inthe office during the holidays, they didnt mention the holiday schedule for their office to know when someone would be there..

        Reply
  1. do not work with them if you dont want to loose money. Its a scam as simple as that. when something sound too good its it “too good” to be true. I worked with Leo. He promised that we will settle for about half of what i owed in a matter of few months. we needed to have an escrow for me where i have deposited some funds every months and so i did. months later- we still working with your creditors for now they not looking to settle..Its something i can do myself with out your help. Wait out and tell them plain out- this is what i have available – take it or leave it. My credit is shot anyway. once i decided that i didnt want to work with them anymore – half of my funds were gone “for an attempt to settle” BS dont promise something you cant deliver. with that said once i signed all the paperwork- one person was working on my case than another than another. i was bounced from person to person. and when i asked for some sort of correspondence prove – i was told its something they unable to provide. so there, wasted my time my money and still owed everything to the penny as before.

    Reply
  2. My name is Josh and I have been signed up with Rapid Debt Settlement for about 8 months.  I was very hesitant to do anything with a company and i waited for 3 months before moving forward.  It is hard to trust anyone in any business now adays.  The reason why I decided to move forward with rapid debt settlement is because my sales rep was so understanding.  I felt like many companies i was dealing with tried to talk over me and wasn’t looking out for my family which comes first.  The questions I was asked when i was dealing with rapid debt was unlike any other companies.  We spoke about all of my finances not just my credit card debt which opened up my eyes and made it a easier decision for me.  Before i did committ i had my accoutant look over the paperwork and he spoke with my sales rep and went over all questions and concerns.  I am happy to say that my accountant told me to proceed because I had a 12,618 balances with bank of america and they got my a settlement of $1,261.  i didnt even believe it at first until I got the settlement offer.  I am glad I finally made the right deicsion with rapid debt settlement.

    Reply
  3. My name is Josh and I have been signed up with Rapid Debt Settlement for about 8 months.  I was very hesitant to do anything with a company and i waited for 3 months before moving forward.  It is hard to trust anyone in any business now adays.  The reason why I decided to move forward with rapid debt settlement is because my sales rep was so understanding.  I felt like many companies i was dealing with tried to talk over me and wasn’t looking out for my family which comes first.  The questions I was asked when i was dealing with rapid debt was unlike any other companies.  We spoke about all of my finances not just my credit card debt which opened up my eyes and made it a easier decision for me.  Before i did committ i had my accoutant look over the paperwork and he spoke with my sales rep and went over all questions and concerns.  I am happy to say that my accountant told me to proceed because I had a 12,618 balances with bank of america and they got my a settlement of $1,261.  i didnt even believe it at first until I got the settlement offer.  I am glad I finally made the right deicsion with rapid debt settlement.

    Reply
  4. I worked at Rapid Debt Settlement part-time when I was having a hard time due to the economy and needed a second income. I know people are skeptical of these type of debt settlement companies but these people are completely ethical and trustworthy. They take pride in settling unsecured debts for less than 30%. I’m able to make it on 1 income now but whenever I hear a coworker or a friend talk about problems with credit cards I always mention Rapid Debt to them. They are completely reputable, I would not hesitate to use them if I ever need to.

    Reply
  5. I worked at Rapid Debt Settlement part-time when I was having a hard time due to the economy and needed a second income. I know people are skeptical of these type of debt settlement companies but these people are completely ethical and trustworthy. They take pride in settling unsecured debts for less than 30%. I’m able to make it on 1 income now but whenever I hear a coworker or a friend talk about problems with credit cards I always mention Rapid Debt to them. They are completely reputable, I would not hesitate to use them if I ever need to.

    Reply
  6. That is awesome news Kristen, but for the sake of the blog can you share with readers by scanning that exact settlement offer letter made by American Express in the amount of $26,858 and they accepted $8,000? Please blackout your name and account number on the letter and scan and send it to Steve and he can upload it for us to see. Consumers needs to see proof of results and not be mislead into thinking they will get that same result and I am not saying you didnt get that result but and it can show that its still possible that a creditor is willing to reduce balances down that low to 29% especially America Express. In other words it would be appreciated if you can proof it. thanks

    Reply
  7. My name is Kristen and I have been a client at Rapid Debt Settlement for 10 months. I can tell you that the customer service has been second to none. Every questions I have is proptly answered and if there is an issue with a creditor they address it immidatly. The communication is incredible. There has never been a time during normal business hours that someone does not answer the phone and I am never passed around to 10 people to help me with what I need. The fees I feel are very resonable as I have been able to settle several accounts so far and for mouch less than the contract specified so I am going to be done with the process sooner than expected. Your question regarding them giving me terms and conditions before I gave them any personal information. Yes they gave me an explanation of how the program works and with just a general idea of the amount of debt I had they were able to give me payment options that were able to suit my budget. On my larges card with American Express they were able to get me a settlement of $8,000 on an account that was originally $26,858. This was an incredible savings for me and I could not be happier.

    I did a lot of research before I choose Rapid Debt Settlement and they are everything that the other companies out there are not. They did not take my first 3-10 payments for themselves, They started working on my creditors from day one, and as I said before thier customer service and settlement team is incredible and I would highly recomend them to anyone who is having trouble making ends meet.

    Reply
  8. My name is Kristen and I have been a client at Rapid Debt Settlement for 10 months. I can tell you that the customer service has been second to none. Every questions I have is proptly answered and if there is an issue with a creditor they address it immidatly. The communication is incredible. There has never been a time during normal business hours that someone does not answer the phone and I am never passed around to 10 people to help me with what I need. The fees I feel are very resonable as I have been able to settle several accounts so far and for mouch less than the contract specified so I am going to be done with the process sooner than expected. Your question regarding them giving me terms and conditions before I gave them any personal information. Yes they gave me an explanation of how the program works and with just a general idea of the amount of debt I had they were able to give me payment options that were able to suit my budget. On my larges card with American Express they were able to get me a settlement of $8,000 on an account that was originally $26,858. This was an incredible savings for me and I could not be happier.

    I did a lot of research before I choose Rapid Debt Settlement and they are everything that the other companies out there are not. They did not take my first 3-10 payments for themselves, They started working on my creditors from day one, and as I said before thier customer service and settlement team is incredible and I would highly recomend them to anyone who is having trouble making ends meet.

    Reply
    • That is awesome news Kristen, but for the sake of the blog can you share with readers by scanning that exact settlement offer letter made by American Express in the amount of $26,858 and they accepted $8,000? Please blackout your name and account number on the letter and scan and send it to Steve and he can upload it for us to see. Consumers needs to see proof of results and not be mislead into thinking they will get that same result and I am not saying you didnt get that result but and it can show that its still possible that a creditor is willing to reduce balances down that low to 29% especially America Express. In other words it would be appreciated if you can proof it. thanks

      Reply

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