I am 28 and i live with my parents, i have had problems with debts for a few years. I am too trusting and i help people out with money but dont get it back and then i end up missing payments.
How can i get out of debt, i have tried everything but nothing works, i sell stuff on ebay to help, ive stop socializing with my mates as i cant afford to go out. I cant afford the payments i promised to make Please help getting very desperate?
Amanda Miller here today.
It certainly sounds like you’re going through a difficult time and find yourself stuck between helping others and helping yourself. You are not alone. It is a great trait to want to help others and you should never let go of a kind heart. Although, you do need to find a common ground to where you can still help and emotionally support others and yourself as well.
Do you find yourself helping others and when you are stuck in a rut you find yourself resenting those very people you helped? If so, you may be co-dependent and have such a strong urge to help others you put your needs as a last priority.
It’s time to make that last priority your first now and to start looking out for number one; that’s you.
Ralph Waldo Emerson once said “we must be our own before we can be another’s“. Remember this when wanting to offer help when you cannot afford to. Financially and emotionally speaking, you need to help yourself before you can help another.
In regards to the debt if you just can’t seem to make ends meet and are missing payments then looking at bankruptcy may be a strong option for you. A fresh start, if you will.
From the looks of your e-mail address it appears you’re in the UK. I recommend contacting Jon at bankruptcy.org.uk for a deeper look into your situation.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
I wish you the best of luck!