Rate and Review

Money Management International – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

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READ  Is Money Management International a valid company or is it a scam? - Leanna

About the author

Amanda Miller


  • I’m just a regular person that got behind on some things, which quickly expounded the problem. A friend told me about MMI and I went with them because A. I was exhausted from researching other companies, and B. they totally helped my friend out. After three (3) years i was able to pay everything off. It was simple and easy. I highly recommend.

    • MMI is not a scam. I have been with them since 2007. I started with an approximate credit card debt of $15,000 (two credit cards: MasterCard & Capital One Visa) at a roughly 28% interest rate. This really amounted to a loan shark rate and each monthly payment was like bailing water out of a sinking ship. MMI was able to negotiate a 2% interest rate to be paid in installments of $310 for the next 5 years ($25/mo MMI fee). I now have $3,000 (or 10 months) left to pay and am really glad that I made the decision. 

      Actually, I wonder if they do Federal Education Loans, although I doubt it, because some of the Federal Loans have a terrible interest rate — 8%! After I pay off the credit card debt, I hope to be able to focus on the Federal Loan monster.

        • This is not true. I called them and spoke with a women by the name of Valarie and she has a New York accent. Finally, it seems very manageable. My payments are less than what I can afford and I can pay more with no penalty. I will be out of debt and I’ll only be making payments to one place as opposed to 15 places. I was referred to MMI by Freedom financial who does not operate in NJ, but my brother worked for freedom financial in Phoenix and they are a reputable company, hence, I trust their referral.


  • I enrolled in MMI in 2006 with $16,000 in credit card debt at 30% APR. After 6 years I finally paid off the debt. My credit score was not affected by enrolling in MMI and they managed to change my APR with the creditor to 15%. I am very satisfied with their services and for the first time in my life finally debt free. It was well worth the small fee each month.

  • I was referred to MMI by Bank of America. I’ve setup the payment plan and have paid one month so far. I’ve received a letter from one creditor stating they accept the agreement MMI requested. However the other to creditors have yet to accept the agreement and after the payments sent to them by MMI still state that I have a minimun balance due. I believe that MMI should not accept money from you until all the creditors have accepted the agreement. I think this is where the problem lies. The creditor that has yet to accept told me they don’t like to work with those companies and that I should have talked to them and they would have worked with me. I tried to work with them asking this credit union for a consolidation loan but they denied it. Not sure what I”m going to do know, but I will call MMI and see what they suggest, then if I get no where I’ll call the creditor and ask if they will work with me and they will just keep getting the from MMI (I’m sure they’ll will not turn down any payments, perhaps after this is done so many times they will lower the interest, which is what I want..

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