Rate and Review

Debt Free America – Scam, Complaint, Review, or Praise?

Please share your experience with this debt relief company and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief company. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received?
  • Was the company easy to communicate with before or after you became a client?
  • Did the company respond to your communications promptly?
  • What were the fees charged for the services you received?
  • Did the company give you the terms and conditions for the program you were interested in before you gave them any personal information?
  • Was the program successful for you and accomplish the goals you had when you entered the program?
  • Did you have a really good experience you can share?
  • Did you have a bad experience you want to share?
  • Is there any other information you’d like people to know that might be considering the services of this company?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the debt relief services of this company. But everyone does deserve to have an opportunity to express their opinion, even the debt relief company itself, be it good, bad, or indifferent.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • This is all you need to know: After them calling me 2 or 3 times my number must have popped up with a note saying I played with them. The caller immediately said to me before I could get a word out, “Is your mother sucking c_cks today?” Yep, anyplace that lets an employee talk like that is a 100% scam.

  • Debt Free America is a scam and, as usual, The FCC could care less.
    All they do is sit around collecting taxpayer’s money and laugh at us for being so stupid.

  • I am going into volunteer firefighting and have a life of my own, I need to answer calls because I never know who it is. This company keeps calling using different numbers and whenever I even hint at asking to be removed, they hang up on me. I’m going to lose it one of these days

  • Received a call from 1-518-216-3724 from two individuals purporting to be representatives of Debt Free America and looking to expunge my total credit card debt incurred due to the Covid pandemic. They couldn’t tell me what, if anything, I owed, but were eager to help. Naturally, I suspected a scam and was uncooperative.

    • I get this and the interest rate reduction scam at least once a day. Today the Discover reduction guy passed me to the debt free joker. I gave him a phony credit card that had the correct check digit and wasted over 10 minutes of guy #2’s time. I asked him where he was calling from and when he answered Atlanta I asked him if he saw the (imaginary) Yankees/Braves game. When he came back on the line after not being able to get my credit card information he asked where I got the card. I told him in Atlanta where I watched the Brave play the Yankees. He tried to insult me but I didn’t let him get a word in and the scamming SOB finally hung up.

      I just checked my caller box. The call had a phone caller ID of 518-279-2300 which is the same area code and exchange as my phone. My box says I wasted over 20 minutes of their precious time.

  • Why the fuck do you fucking assholes Sara Thomas of dept free america call me 3 or4 times a day with somebody else’s phone number I’m on the national do not fucking call list but you mother fuckers still bug me everyday please do me a favor tell me where you are located so I can go punch your fucking lights out you fucking s cam artist shitbags get a fucking job stop trying to fuck everybody out of there hard earned money

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