Will the UK Bank Chase Me Back to My Country When I Can’t Pay?

“Dear Jon,

i think i cannot pay the bank anymore.

will the bank chase me if i go back to my country without telling them?


Dear Danny

The bank in question may chase you for payment if you leave the UK, but there may be little they can do as they may not have much if any authority depending on where you move to. There is the possibility the bank sells the debt to a collection agency in the country you have moved back to, and they then chase you in accord with the laws of that country.

I cannot say as to if this would occur or not, if the debt/loan is not a large balance, it may not be worth it to them to pursue it.


Jon Emge is an experienced UK debt advisor who has helped thousands and thousands of people in the UK to deal with problem debt. Jon specialises in finding good solutions for problem debt using a variety of UK specific techniques.

If you have a question you’d like to ask about how to get out of UK debt, just use the online form. I’m happy to help you for free.

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