Question I happily stumbled across your website and need some advice. I lived in Wales and England for about 8 years and moved back to the United States last year when the pandemic began. I am a US citizen and had been living in England as a spouse of a British man, and when the … Read more
Question Jon, I currently live in America, but hold dual citizenship in both the US and UK. I am serious debt here in the US as a restaurant I started 5 years ago is looking at bankruptcy and liquidation here in the US. My question is I am considering moving back to the UK and … Read more
Question Hi and thanks for this forum and way to get some answers. I am a British citizen who has lived in the USA for many years. I recently moved back to the UK and am not earning the same income as I had in America. I had a few debts in America and can … Read more
Question: Dear Jon, I have a close friend in the UK who has been there for about 9 months to settle her father’s death settlement with the courts. She is a US citizen and has finished up all necessary court proceedings and acquiring all necessary forms needed to take possession of the settlement. During her … Read more
Question: Jon, I’m a UK citizen & had good credit that I spent years building. Went to US to study/go to university, and opened up some credit cards while abroad. Debt mounted up & I lost job stateside and couldn’t afford payments anymore, and stopped paying CC’s. My question is, if I apply for bankruptcy … Read more
This is a true story and actually happened to me in the UK, isn’t that why it is true:) There is no embellishment or exaggerations, however…..the issue or position as to if the government will risk lives to improve the economy…..is an opinion, or speculation, based on certain facts. As I write this, Monday, September … Read more
Question: Jon, For a friend, his dad died last year and left a secured loan with a CCJ restriction on the house. The house is in a joint owner with his mum. Is there a way of cancelling the debt as there is no money in the estate? Phil Answer: Phil, ou ask a good … Read more
Question: Jon, Bank debt of £25000. I have debts of £25k with HSBC and Barclays. What happens if I go back, after brexit, to my country (Malta) which is part of the eu. Will the debt follow me to Malta? Will they be able to find me there? Is a uk court order enforceable in … Read more
Question: Jon, My landlord scammed me into submitting my name for council tax exemption, resulting in the council issuing legal letters against me to payback. But I was on a student visa at that time, and due to family emergency had to leave the country immediately without getting a chance to respond to the council … Read more
Question: Dear Jon, I lived and worked in the UK for about 13 months in 2014/2015. I am a UK/Australian dual citizen having spent all of my life in Australia. For part my time in the UK I was self-employed (self-assessed) and for the remainder, I was employed. Recently when going through some old mail … Read more
Question: Jon, We have a timeshare contract in the USA since last year. We cannot afford to make payments anymore. I would like to know if I have a repossession in the USA. Would that affect my credit score in the UK? I’m a resident in the UK. Angela Answer: Angela, Help to clarify a … Read more
Question: Dear Jon, I am currently living abroad and want to get residency in my new place abroad but have debt. Was wondering if you can help me. I have currently outstanding credit cards and loans in the Uk also a Student Loan which I haven’t made payments on. When I apply for a police … Read more
Question: Jon, I took an iPhone from a shop on monthly installment and then went abroad on vacation and never came back to UK. Now I need a police clearance certificate from UK. Will this offense be appeared in police clearance certificate? Syedasdar Answer: Syedasdar, A police clearance here in the UK is now called … Read more
The Brexit has brought with it much uncertainty, and divisions, in as much as many people feel strongly about remaining, and many feel strongly about leaving. There were just a few more leave people than remains, so the Brexit is to occur. However, it is not to occur without kicking and screaming into that good … Read more
There is a wind of change in the air….do you feel it? You will soon enough, but maybe for not another few years, five (5) or (6) years max. What wind of change could you be eluding to my dear writer? A gale, a squall of epic proportions, in reality, a hurricane not just touching … Read more