Filed Ch. 13 last year 2011 in Va. and want to move, rent out my house and buy in another city, FHA says i can get a loan, will trustee let me? Particularly since I am buying in another city not close to my job. I will commute for a while but I can also retire in sept. 2013 with partial benefits.So the plan is….buy, rent out, retire? Or, can I possibly pay off my mortgage arrears while still in Ch. 13 and file ch. 7 and reaffirm my “current” mortgage and keep the house, so that in a year i can sell the house and keep the proceeds?