If you are one of the thousands of Richmond Virginia residents who are currently struggling with large debt loads and trying to avoid a bankruptcy filing, there are several important things you need to know.

Call At Least 2 Bankruptcy Lawyers In Richmond VA

It is understandable that you may be searching for a solution to your debt situation that will allow you to avoid filing for bankruptcy. However, before making any decisions, you should meet with at least 1 licensed Richmond Bankruptcy Lawyer, and 2 would be highly recommended. You should not try to avoid filing for bankruptcy until you first understand exactly how it will effect you and your situation. Often times, after meeting with a bankruptcy attorney, consumers realize that a bankruptcy filing is not only less traumatic than they originally thought, but possibly a much better financial decision than any potential alternative.

Even if it turns out that a bankruptcy is not going to be the best option for you, speaking with a Richmond Bankruptcy Attorney will at minimum give you the information you need to determine if another option such as debt settlement or credit counseling will be a better strategy.

Speaking With A Richmond Bankruptcy Lawyer Is Free

Almost all Bankruptcy Lawyers in Richmond VA offer free consultations. Remember that scheduling a consultation to speak with a bankruptcy attorney does not in any way mean that you are committing to filing bankruptcy. You are simply gathering information. Understanding the bankruptcy option is absolutely critical so that you do not get taken advantage of by debt relief sales people that want to push you into debt relief programs that might not be a better solution than a bankruptcy filing. The more you know about all your options, the easier it will be to make the right decision.

Once you speak with a Richmond Bankruptcy Attorney and understand all of the pros and cons of filing for bankruptcy, you will come away with one of two thoughts. Either you will feel that bankruptcy is actually a pretty good option to wipe out your debt and give you a fresh start under the circumstances, or that it is not a good solution for you and you are going to do everything possible to avoid it. Either way, you will have gathered some very important and necessary information to make the right decisions moving forward. Regardless of what you currently think you need to do to get yourself out of debt, it is critical that you contact a couple of Bankruptcy Lawyers in Richmond VA and schedule a free consultation to discuss your options.

Should You Hire A Richmond Bankruptcy Attorney?

If you discover that filing for bankruptcy is your best option, the question of whether or not to hire a bankruptcy attorney or filing the appropriate documents yourself will likely cross your mind. Is it possible to file the documents yourself and save some money on attorney fees? The short answer is yes, however I would strongly caution most consumers against doing so. For more information about the filing fees and proper forms for filing bankruptcy on your own, you can visit the Richmond Bankruptcy Court’s website. If you would prefer to go in person, the US Bankruptcy Court for residents of Richmond is located at

As tempting as it may be to try and save some money by filing for bankruptcy on your own, I have seen and heard so many consumer horror stories about bankruptcy gone wrong that I always recommend hiring licensed Bankruptcy Lawyers in Richmond VA to walk you through the process and get all of your paperwork filled out and filed correctly. Think of hiring a good and competent bankruptcy attorney as insurance that a simple mistake will not wind up costing you thousands of dollars down the road.

A good attorney will take the time to learn the ins and outs of your financial situation and insure that every I is dotted and T is crossed on your bankruptcy application. It is much too important to get wrong or trust to a cheap online filing software that I have seen advertised.

If you are a Richmond Bankruptcy Attorney and you would like to be featured on this website to increase your visibility to local consumers, please contact me at Damon@DamonDay.com and let me know a little bit about your practice and how you assist consumers. I am always looking from great attorneys that I can confidently refer consumers to for help.