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I Have No Savings and Have to Juggle Payments Each Month. – Butch

“Dear Steve, I am 64 years old, a teacher. Every year, my salary has gone done (forced furlough days). Bad divorce-impulsively took a second mortgage on my townhome to pay child support and attorney fees (13.9%!). Currently in a DMP program for $22000 of credit card debt. Retire in 2 years-will get 50% of current …

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I Am Self-Employed, Show Very Little Taxable Income and Have $130,000 in Credit Card Debt. – Ian

“Dear Damon, Self employed for 13+ years 55 years old Like so many self employed people the recession has been rough, add to that medical bills, and it’s easy to get caught in credit card debt. I currently have $130k in credit card debt with an average interest rate of 16%. I am making the …

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I Have Fibromyalgia, PTSD, and a Lot of Medical Bills. – Cyndi

“Dear Damon, I’m 54 & don’t work due to Fibromyalia & PTSD? I don’t get any disability. I was denied because i don’t have enough credits. My husband is 60 & receives $1474.00 from S.S. Disabilty. He had a stroke in 2007. That is our only income. I was hospitalized 12/2010 from internal bleeding & …

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We Are On Disability and Social Security and the Debt Settlement Company Says They Can Help. – Brett

“Dear Damon, I am on disability with a an income less than 30% of my working income. My wife has a start-up business that continues to lose money and has been unsuccessful at finding a job. During the last 6 years on disability we burned through our savings as well as accumulating about $200,000 in …

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Philadelphia Bankruptcy Attorney – Kim Coleman

If you are struggling with debt and wondering if a bankruptcy filing might be a good option, you should consult with a Philadelphia bankruptcy attorney sooner rather than later. If you do a quick Google search, you will find an overwhelming number of bankruptcy attorneys in the area. So where do you even start? Obviously …

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