Over the years we have helped quite a few consumers in Rochester NY to resolve their debt issues. Rarely will a consumer seek our assistance hoping that we determine they should file for bankruptcy. Typically it is the opposite that is true. Consumers come to us seeking a solution that will allow them to avoid the need to file for bankruptcy.
It is certainly true that there are perfectly viable options available for consumers in some situations to avoid bankruptcy. However, as a consumer your goal should not be to avoid bankruptcy. Your goal should be to find a solution that makes the best financial sense for you and your family.
Locating A Good Bankruptcy Attorney In Rochester NY
The best way to insure that you find the right solution is to thoroughly explore all the different options, especially bankruptcy. It is critical that you meet with a qualified bankruptcy attorney in Rochester NY. Remember, scheduling a free consultation with one or several Rochester bankruptcy lawyers does not mean you are committing to file for bankruptcy. It simply means that you are consulting with an expert about exploring a possible financial solution in detail. Anytime you are looking for options to get out of debt, meeting with a bankruptcy attorney should definitely be part of the process.
If you would like us to help you locate a good consumer advocate bankruptcy attorney in Rochester NY please follow this link. If we have a bankruptcy lawyer in Rochester already in our national database, we will forward your information to them so that they can schedule a time to help you understand what a bankruptcy filing would look like in your specific financial circumstances. If we do not already know a good Rochester attorney, we will do the research to help you find one in your area.
If you are a consumer advocate attorney in Rochester NY, have extensive experience, a great track record helping consumers file both chapter 7 and chapter 13 bankruptcy cases and would like to be considered as our featured bankruptcy lawyer or firm in Rochester, please contact me at Damon@DamonDay.com.
Meeting With Rochester Bankruptcy Lawyers Is An Important Part Of The Process
It is tough enough for consumers to find honest information to make the right financial decisions. Everywhere you turn you will find someone simply trying to sell you a debt relief program rather than taking the time to educate you with real information about the true pros and cons of each option available to you. With the deck so stacked against consumers it is critical that you explore all possible options, including bankruptcy.
Many consumers have a large misconception of what bankruptcy is and how you will be effected if you file. Most of the misconception is spread by debt relief sales people who earn a living by keeping consumers fearful about the prospect of filing for bankruptcy. Remember, bankruptcy is actually the only legally binding way to guarantee that your debts will be eliminated, giving you a fresh start. If you speak with a debt relief sales person who discourages you from at least meeting with a few Rochester bankruptcy lawyers to explore the option, then the person you are speaking with is more interested in selling you their program than they are in actually helping you find the best solution. Sadly, most of the programs that you turn to for help in the debt relief industry will fall into the category of wanting to sell you something rather than truly wanting to help you.
A Rochester Bankruptcy Attorney Can Correct Misconceptions
We have had many consumers come to us for advice after they had been sold into debt relief programs that had little to no chance at success. Had these consumers been given honest information from the beginning, they could have filed for bankruptcy, wiped out their debts immediately, saved thousands in fees, years of aggravation and been well on their way to great credit scores and a much more solid financial foundation.
Don’t automatically dismiss bankruptcy as a bad or “to be avoided at all costs” option until you have taken the time to explore it just as you would credit counseling, debt settlement or any other strategy. Always take the time to research all options available. Bankruptcy is not inherently good or bad. It is simply an option with pros and cons that should be weighed against the pros and cons of any other option available.
Meet with a bankruptcy attorney in Rochester NY today so that you can make an informed decision about how to best resolve your debts. You will come away from that meeting with 1 of 2 thoughts. Either you will realize that some of the things you may have been told about bankruptcy were incorrect and filing will actually be a smart financial decision, or bankruptcy will not make good financial sense in your situation because of certain issues and you now know for sure you would like to avoid filing at all costs. Either way, spending an hour with a qualified bankruptcy attorney in Rochester will give you the information you need to know and allow you to make some tough decisions with much more confidence than you had before.