Torrid Credit Card – Scam, Complaint, Review, or Praise?

Please share your experience with Torrid Credit Card and provide your review and feedback, in the comments section below.

The goal of this page is to allow people to share information that may be important to help others who have used Torrid Credit Card in order to make a more informed decision regarding their experience with Torrid Credit Card. Here are some potential questions you might be able to provide feedback about.

  • How did you feel about the customer service experience you received from Torrid Credit Card?
  • Was Torrid Credit Card easy to communicate with before or after you became a customer?
  • Did Torrid Credit Card respond to your communications promptly?
  • What were the fees charged by Torrid Credit Card?
  • Did Torrid Credit Card give you the terms and conditions for the credit you were interested in before you gave them any personal information?
  • Was Torrid Credit Card helpful in assisting you with your financial needs?
  • Did you have a really good experience with Torrid Credit Card you can share?
  • Did you have a bad experience with Torrid Credit Card you want to share?
  • Is there any other information you’d like people to know that might be considering using credit fromTorrid Credit Card?

It is important to understand when reading comments below that they are the opinions of the individual posters and may not be representative of the overall impression of all consumers that may have or have not used the services of Torrid Credit Card. But everyone does deserve to have an opportunity to express their opinion, even Torrid Credit Card itself, be it good, bad, or indifferent.

7 thoughts on “Torrid Credit Card – Scam, Complaint, Review, or Praise?”

  1. I had a balance of 950 on my 1200 credit limit now they lowered my limit to 900 making me over my limit and charged me over the limit fees. That’s a scam. Closing my account and paying it off. F them

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    • I had a similar experience! I had a balance of $2700 and a limit of $3k. I paid off the balance and they lowered my limit to $100! I closed it right after. They are a joke!

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  2. worst credit card ever. I paid off my entire balance of over $500 and closed my account and then they tried hitting me with a fee of $25 which they stated was for a late fee. My bill is due on the 18th of every month. on the 14th i paid $50 and then on the 18th i paid off the card and those crooks hit me with a $25 fee. im fighting this one!

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  3. What a ripoff, I purchased a 27 dollar blouse in April, I was badgered by the sales girl if I opened a credit card blah blah blah, so I caved and got the card. Long story short, I got the bill, paid it off. Then a month later in May I get another bill for 28 dollars,well I had not been back to the store I had purchased nothing, so I didn’t pay it, I figured it was a billing cycle. So in June I get a bill for 72 dollars. Come to find out, They bill you $1.00 dollar minimum charge fee, then they changed a late fee of $28.00 dollars OMG, what a ripoff. So for a $19.00 dollar blouse, (I got the discount for opening up the account ) I ended up paying $112.00 total, and closed this nightmare shame on your scam, lost a good customer

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  4. This is the worst credit card I’ve ever had. I only owed about 35.00 on my total balance. I didn’t get a bill, in dec, and the next bill I got was 112.00. That’s more than I spen on my initial purchase at the store!!!!.. I have canceled my card, and will pay,the f’ing balance, but I will NEVER shop at their store again, and everytime I get the chance I will not only tell them that the store uses hard sell tactics, the banking institution is even worse. I never thought I’d say this, but this place is almost as bad as Wells Fargo. If you get the chance to get this card, DON’T!!!

    Reply

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