You already helped me greatly!! I had an unauthorized ck. go through my account at a bank that I banked since disabled (17 years) and by following their procedure, I became in debt, lost a life insurance policy, and had a revolving credit card debt picked up by a nasty third party (2 years later it appears) I took your advice and asked them to verify my debt, and reported them on my credit report for serving me false papers. (no court # or notarization), and now I posses the letter that frees me from this debt. I cant get into my credit report because I already used up my annual, How can I finish, when Im am still juggling small loans, but if I repair this I can wipe this out into one payment and finish my self employment that I was tring to start before this happened?
I need to know how I can or if I can finish cleaning up my credit report without spending money, when I have already used up my free annual reports?
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