Received flyer & called the # on the flyer. A Mike Davis, after evaluating my documents, very convincingly said he could reduce my principal loan and get an interest rate reduction. Convinced me into signing a contract (just for formality) and Vanessa called to send me FedEx envelope to mail in $3,495 (Mike said that’s all I need to pay, nothing else) to enable them to proceed. She called me twice the same day to ensure my check was in the Fedex envelope provided. Mike promised results within 3-4 months. Nothing happened for more than 2 months. In July 2012 I contacted their Solution Specialist, Denise Williams, who investigated then told me that I’m only qualified for a refinance (need to pay additional closing cost) & I immediately said I’m withdrawing from their program and want my money back as the advertised services were not performed as I could easily find another source to obtain a refinance without having t o pay the $3,495 that they collected from me. She said she would look into it but I have not heard from her further in spite of my emails to her. A written request for full refund of my payment within 14 days was sent to Prudent Law Group & received by them on 09/05/2012.
Consumer Action Taken:
In May 2012, called Mike Davis (1st contact) several times after my payment of $3,495 but nothing positive happened.
Also contacted Vanessa (who hassled me for the payment) via emails several times but no results.
In July 2012 I googled and found their Solution Specialist, Denise Williams, who investigated & finally said I’m not qualified for the services promised to me but they could arrange a refinance if I paid closing costs. I refused this as I was told $3,495 is all I need to pay and if I have to fork out more additional fees I told Denise I’m withdrawing from their program and requested for a full refund. She said she would look into it and get back to me. Nothing happened.
Date This Problem Happened: April 28, 2012
State You Live in: Georgia
Age Range: 66+
Total Amount of Fee Paid: $3,495
Company Name: Prudent Law Group
4500 Campus Drive
Newport Beach, CA 92660
Company Telephone Number: 866-519-4304
Website of Company: prudentlawgroup.com
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