I’m an international student from India and was pursuing my under graduation from Cambridge. As soon as I graduated( April 2012) I had to leave the U.K in a bit of a rush as one of my family members passed away. Late during 2011 I had taken a loan from the money shop of £200 which I kept extending by paying the excess every month rather than clearing the entire sum and I also have a negative bank balance of £300 that I owe Lloyds + a £150 outstanding phone bill. So in total it comes up to about £650 that I haven’t cleared.
My question was, would I be refused a student/ visiting visa if I ever wished to go to the UK again? as I wish to peruse my masters this September 13′. If I were to be refused a visa, would paying my outstanding due help? Please advice.
Your question is probably better asked of Immigration/UK Border Agency as there are some changes for student Visa’s, but to my knowledge having debts in the UK or having left some debts behind, is not in itself a reason to be refused a student Visa.
If you had a student Visa prior, then you know pretty much what is expected and asked of you, and the disclosure of finances does not get into any debts or accounts you may have left behind.
One thing to keep in mind is if you return those lenders may try to collect the debt(s) from you. Have they been in contact with you? Can you afford to set-up a payment plan if need be?
You do have some options with the debts should you return, and we can always advise you again at that time.
Jon Emge is an experienced UK debt advisor who has helped thousands and thousands of people in the UK to deal with problem debt. Jon specialises in finding good solutions for problem debt using a variety of UK specific techniques.
If you have a question you’d like to ask about how to get out of UK debt, just use the online form. I’m happy to help you for free.