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My small business was doing well until about a year ago. Sales started to slip and expenses to soar, now I find myself funding the payroll via credit card withdrawals. I’m currently 100K in personal credit card debt and have closed the business how can I pay them down? I have little left in my savings, enough to pay only 2 months of bills and now at 45 need to find a job in an economy that is not the best for job hunting.
How to get out of debt without filling for bankruptcy? I did that once and rather die than do it again.