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Community Property

My Spouse Just Died and Debt Collectors Are Calling. Here’s What to Do Right Now.

by Steve Rhode

Your spouse died and collectors are calling? You’re generally not liable for their solo debts. Here’s exactly what you owe, what you don’t, and what to do.

My Ex Isn’t Paying Our Joint Debt and Collectors Are Coming After Me. Here’s What to Do Right Now.

by Steve Rhode

Your divorce decree split your debts, but a creditor isn’t bound by it. If your ex stopped paying a joint debt, here’s how to protect your credit and fight back.

A Debt Collector Is Calling About a Dead Relative’s Debt. Here’s What to Do Right Now.

by Steve Rhode

A debt collector is calling about your dead relative’s debt. You probably don’t owe it. Here’s exactly what to say and what rights protect you right now.

Am I Responsible for My Ex-Spouse’s Debt After Divorce?

by Steve Rhode

A divorce decree divides debt between you and your ex — but it doesn’t tell creditors who they can collect from. Your name on the account is what matters.

Mom (or Dad) Died With Credit Card Debt. You Probably Don’t Owe It — Here’s Exactly Why

by Steve Rhode

If your parent died with credit card debt, you almost certainly don’t owe it. Here’s exactly who is liable, who isn’t, and what to say when collectors call.

A Debt Collector Called About My Dead Spouse’s Debt. Here’s What You Actually Owe (and What You Don’t).

by Steve Rhode

Collectors call grieving families hoping shame will make them pay debts they don’t owe. A 30-year consumer advocate explains your real obligations.

What Happens to Your Debt When You Die? What Collectors Won’t Tell Your Family

by Steve Rhode

When you die, your debt belongs to your estate — not your family. But collectors will imply otherwise. Here’s what the law actually says about credit cards, medical bills, student loans, and more.

Divorce Left You in Debt? Here Are the Options Nobody Mentioned in Court

by Steve Rhode

Steve Rhode and Damon Day expose the financial devastation of divorce—how debt gets weaponized, why divorce decrees don’t protect you from creditors, and…

Steve Rhode

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Get Out of Debt Guy Podcast - Steve Rhode

Get Out of Debt Guy Podcasts

  • Credit Card Debt, Hospital Bills & the “Just Get a Loan” Trap
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  • Should Adult Kids Pay Rent—or Are You Sacrificing Your Retirement?

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