Should I Sell My Toyota 4Runner and Buy a Beater to Pay Down My Debt? – Karen

Karen “Dear Steve, I have 4 visa/department store type credit cards with about $2500 in total debt plus a John Deere credit card with a $5000 balance that was 0% interest for one year ( I landscaped and intended to pay it off within the year but it didn’t happen). In one month the promotional … Read more

I’m Broke and Living With My Parents. My Credit Card Company Wants Me to Send Them a Letter. What Should I Say? – Noname

Noname “Dear Steve, Hi, I am currently unemployed and broke living with my parents just barely getting by. I have about $3,000 in credit card debt which is 90 days since last payment. I am actively seeking a job now and called the credit card company and told them about the situation. The credit card … Read more