Does Freedom Debt Relief Ruin Your Credit?

(Spoiler: Freedom Debt Relief might hurt before it helps—but here’s what you really need to know.) Imagine this: You’re drowning in credit card bills. The phone won’t stop ringing. Your minimum payments don’t budge the balance. And then—bam!—an ad pops up promising to slash your debt by half through a program like Freedom Debt Relief. …

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