Debt Articles I Buy Junk Mail

Heavily Criticized 4552-DEBT Credit Counseling Mailer Still Landing in Mailboxes

Written by Steve Rhode

A couple of years ago I wrote about an advertising piece that consumers were receiving. See this post.

But the same mailer the BBB was critical of and that raised concerns for me, is still being sent out apparently.

This “Administrative Office” 4552-DEBT mailer claims to look like an official government mailer and make a bunch of claims. The most glaring is that while the piece pushes the fact a “Non-Profit 501c-3” program, the fine print says something entirely different.

“Consumer maybe referred to a Non-Profit or For-Profit Debt Relief Agency…” Emphasis added.

Maybe the most discouraging issue is this deceptive mailer is still going out so it must still be making the phone ring and punching up the sales board.

In what I do, the hardest part is trying to save people from themselves.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  • thank you for posting! I just received this mailer for 2018. I thought it seemed like junk, but it has just enough realness to it that I googled it and found your notes! Thank you!!

  • I just received such a mailer for 2017 4552-DEBT. I’m shredding it. Seems like a scam as any reputable organization will include their name prominently on the mailer and on the return address, etc.

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