Identity Theft

My Ex-Wife Took Out Student Loans in My Name

Written by Steve Rhode

Question:

Dear Steve,

Ex-wife took out a student loan in my name without my knowledge. didn’t care at the time but now it’s affecting my ability to go back to school since there are holds in my name.

What do I do now? Do I have to pay back the loan? Can I ever go back to school?

LJ

Answer:

Dear LJ,

Well, you’ve got a couple of choices. If you just discovered the matter you can file a police report and a fraud report with the student loan servicer or lender. You will have to participate in filing criminal charges against her

It would appear your ex-wife engaged in illegal identity theft. For more on how to deal with identity theft, read this.

If you are unwilling to pursue legal charges against your ex-wife or the police say it has been too long since the event to file, then I’m afraid your choices would be to sue your ex-wife for the fraud or pay the loans off yourself.

If the fraudulent loans are in your name, you are responsible for the loans.

Until you either pay off the loans or they are removed from you as criminal identity theft loans, you are stuck with them and the consequences they bring.

morehelp1
Choice1 Choice2 Choice3 Big Hug!
Get Out of Debt Guy - Twitter , G+ , Facebook
If you have a credit or debt question you'd like to ask just use the online form .

READ  Help! Someone Used My Kid's Identity to Get a Bigger Tax Refund



About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

1 Comment

Share a Comment / Leave a Reply

Scroll to Top
%d bloggers like this: