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My Daughter Signed My Name on Credit Cards She Got and I Don’t Know What to Do

Question:

Dear Steve,

My daughter signed up for two credit cards and had my name added on I did not sign anything.

If my daughter files for bankrupt can they go after me for the balance?

Jerry

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Answer:

Dear Jerry,

Yes, unless you identify yourself as a victim of identity theft. You will need to file a police report and the card company may file criminal charges against her.

If you don’t do this then you will either have to legally prove you did not sign and the credit card company may pursue your daughter for fraud or you can pay it and avoid all the consequences of being a victim of a financial crime.

I find that identity theft is most often perpetrated by people we know. Family and roommates have the easiest access to our information.

The Federal Trade Commission put together a very good site to assist with identity theft issues. Go to IdentityTheft.gov for a step-by-step process to detach yourself from this fraudulent debt.


Damon Day - Pro Debt Coach

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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