Question:
Dear Steve,
I herd you on a youtube recording. I am not a US citizen, I have filed a ucc1 I need to file my secure agreement and schedule A.
I live in Florida. but I have a house in Ohio. House is paid for there is no mortgage. which I rent out. but they are having trouble paying and I don’t work so I’m beyond broke.
The county of Pickaway county is taking me to court for back property taxes. I am trying to do an acceptance for value on the taxes. I’m not sure if you can help or how I will pay for it so any advice will help.
I rent to my niece, who has a sick child. but I tolerate her in the house because it’s next to a trailer court full of questionable residents. aka she guards the house
I need help with property taxes.
I live in Florida. The property (house) is in Ohio Pickaway county.
Margaret
Answer:
Dear Margaret,
I’m not sure what YouTube video you heard of mine but I think you got the wrong guy because the Accepted for Value approach is nonsensical.
If you are going to be a landlord then you either need to do it without expectation of getting paid or run it like a business.
If your tenant doesn’t pay, you need to give them a chance to bring their account current or evict them.
So if you made the decision to not evict your tenant, even though they are family, then you assume the responsibility for making sure the property is kept in good order and taxes and insurance are paid.
The is a very good chance you will lose the property in a back tax sale. The smarter move here would be for you to sell the property as soon as possible to avoid losing your valuable asset in a tax sale.
I would suggest you talk to a few local real estate agents who can fire sale the property and get a quick close before the tax sale.
The accepted for value approach is total crap in my opinion. It’s one of those things that might seem clever but it is not a standard or accepted practice.
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If you decided to try that approach instead of paying your taxes due, you will lose the property.
Don’t waste time and energy.
Here are some examples:
Ohio Couple Sentenced For Attempting To Defraud Creditors And Fraudulently Obtaining Tax Refund Money – “According to court documents, between July 2009 and August 2010, Richnafsky and Spikes conspired to evade their debts by mailing fraudulent documents, through the U.S. Mail, to their creditors. These documents included letters disguised as official documents, fraudulent promissory notes, and other documents directing creditors to collect funds from fictitious “treasury accounts.” The documents also included bills and account statements which were stamped or handwritten with statements such as “accepted for value and returned for value,” and IRS Forms that were fraudulently presented as forms of payment. When creditors refused to accept these documents in satisfaction of Richnafsky’s and Spikes’s debts, Richnafsky and Spikes would attempt to file personal liens against the employees, executives, and attorneys of the creditors.” – Source
Jury Convicts Peculiar Man of Tax Evasion – “Stanley submitted fake money orders for payment to the Internal Revenue Service, returned documents to the Internal Revenue Service claiming that the tax assessments were satisfied because they were “Accepted for Value,” filled out payment vouchers with his name in all capital letters but didn’t submit payment and submitted a false criminal referral to IRS – Criminal Investigation.” – Source, Source
Here is a case where the government position was that some people think “Taxpayers can “satisfy” a debt, including a tax debt, by stamping a document related to that debt with the words “accepted for value” or similar frivolous or nonsensical language.” The Defendant lost.
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Steve, I got property Aug 29 1997, agent forgot mortgage papers at her house. The only thing I signed was the owner transfer property. After I sign, the agent tells me that the owners took out a second loan. Now that I was the new owner, I will be paying that loan and my loan. The agent never asked before I signed if I would be willing to assume the loan. Instead she added the loan without first talking to Shawna the agent sent me the mortgage packet 3 months later. None of the papers were signed. The agent did not give me a check for a loan nor signed any of the papers
property default Oct 11 2011, I live in Florida. 10 years later I was served foreclosure papers, with in the 10 years, I never made a payment. I never heard from the company, never got any letters, no phone calls,
When answering the foreclose paper, I told them they sent me fraud papers, the mortgage note was rewrote, words were added that’s not on Shawna’s copy. The promissory note was they used white owl to erase a date then wrote in a different date. They forge or robo Shawna’s name. They had the wrong date on the second mortgage, they have mar 25 1987. Funny, it was Aug 29 1997 when I got my property. I ask for the original copy, I ask to show proof they have legal standing to have me served to show proof. if their name is not on the contract. Then they have no legal right to foreclose, they would have to get
amendment to get permission from the name on the contract. in order to file
a foreclosure. They failed to file an amendment. and the judge over looked it. It was asked to show proof they are the legal holder of the account. They failed to show proof. It was asked to show they gave Shawna a loan. by showing a copy of the check with Shawna’s name on it. a copy of the back with Shawn’s signature. and a bank statement showing the check was cleared. They fail to file proof . it was said they filed fraud papers to the court. Judge did not dismiss the case, instead allowed the attorneys to continue with foreclose. This is fraud on the court and treason. One of the plaintiff’s attorneys sent a letter to Govern Desantis requesting not to include Shawna in the foreclosure freeze. because the property defaulted Oct 11, 2011 and the property was vacant and abandoned. and that violated the loan.
Governor signed, attorney signed and filed at court/ Shawna’s house was never vacant nor abandon, this same attorney knew I was living at the property he had me served, when the judge asked me if I ever moved and then moved back in the house, I said no. And my house was never vacant nor abandoned. I am still living in my house. Never went anywhere, so the judge knew the attorney filed misleading Governor Desantis. and the court and fraud documents, the judge did not dismiss the case, knowing he filed fraud papers. , the day of closing it was virtual. The judge walks in front of the camera and said they will be auctioning your property April 18 2022. Good luck to you. Shawna said, “You have not given me a chance to defend my property.” The judge walks back looks in the camera and said. If you want to speak go hire you and attorney, even at that , I doubt he will let you speak, he starts laughing as he walks away, he walked to the attorney, told him about the auction said this case is dismiss judgment for the plaintiff case dismiss. Shawna objected and said I don’t agree with you. You have not made them do any thing I requested to show proof, they don’t have jurisdiction and you don’t have jurisdiction to have my property auction. the judge walks back to the camera and said, “You want to see jurisdiction watch this”. Judge walks to the attorney who was looking down at his papers, the judge asks the attorney, “you Do have jurisdiction, don’t you?” at the same time he is asking the question he is nodding his head yes. Waiting for the attorney to see him nodding his head. The judge repeats the question still nodding his head yes. Attorney still looking down. I said to my husband, “Will you look at this judge?” asking the attorney a question at the same time nodding his head yes waiting for the attorney to see him nodding his head yes. The attorney heard me saying that to my husband. looks up at the camera a few seconds, the judge asking the same question and still nodding his head yes, the attorney looks over at the judge asking the same question and still nodding his head yes, the attorney starts nodding his head yes then said yes. Judge walks back looks at the camera and said you wanted jurisdiction you got it , starts laughing. He said yes he has jurisdiction I believe he does. Shawna said, asking a question youn do have jurisdiction don’t you? and nodding your head yes for him to see and for him to say yes. does not show he has proof, that’s just hearsay. The judge said I already dismiss this case. I don’t want to hear another word on this case. He walks over to the attorney and said, now how much does she owe? attorney tells him, judge rubs his hands together, said alright, that’s good! Isn’t it? Attorney nods his head yes, then said yes. Both are laughing . I appealed the case and the judge denied. The judge disrespected me. Avoid everything I ask. allowed the attorneys to file fraud documents, misleading papers. said Florida does note have a statute limitation, did not dismiss the case, when he knew the attorneys had filed miss leading fraud papers. Judge allowed the attorneys to file anything they wanted and got away , judge did not have the jurisdiction to have my property auction. I am 60 disabled. I asked the judge for help he denied me. He made a joke out of my case. would not give me a chance to defend , made me homeless, spent everything we had saved, for hotels food, storages, my property was paid in full , when I ask for the accounting of my payments with both loans total was $58 thousand. by 2011 I paid over $71 thousand. I was told back when I got the default letter I called to find out why. she told me I paid over $71 thou, both mortgages were $58 she said you got your property paid. not to pay any more. She said that they would review my account, if there are any problems, we will contact you. They never contact me for 10 years, then I was served and lost my house. because the judge ignored everything I said.
I have been fighting a battle of depression. We haven’t had the money to hire a property defense attorney. I want to sue really don’t know what I need to do. This judge has done me wrong. All he could say at the end, now how much is she to pay. Rubs his hands together, both laughing, and the judge says alright, that’s good isn’t it? Those words have affected me severely, the pain and suffering. the medical bills. After the final hearing, I did a lot of studying and research. I found out the banks, pretenders, or lenders don’t give loans. They take your promissory note to create a mortgage loan. they don’t sign any of the papers because if they did. they know they would have to give a loan. So they just want to sign your promissory note that paid for your house, and another thing , they never signed nor did they give a loan, not one penny. that means never was a loan because no money was lent , and both parties didn’t sign. then the contract was null and void the day of closing. because it never happen. they didn’t sign any papers, because of that, they did not have jurisdiction to even have you served foreclosure. neither the judge or attorneys had jurisdiction. and had no legal right to auction my property. its an illusion they want us to believe they gave a loan, when in fact they didn’t give not one penny. . they have you believing they you owe them, and were believing that lie, paying them free money for 30 years, when they owe for the promissory note that they fail to give you. instead they gave your money from your promissory note away to the sellers bank, They did not explain what they were doing, they don’t tell you that your promissory note which works like cash paid for your property. instead they took your promissory note they couldn’t use the cash it went to the seller, they used the value of your promissory note to create a loan for you to pay them. that was your promissory note they used against you to have you pay them free money for 30 years. They never paid not one penny. yet were paying them, That is a serious problem going on!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
So the process doesn’t work?
Question asked.
Answered.