My wife and I commited to getting out of debt 2 yrs. ago. We went with the legal Debt Center. (Hess kennedy) They cleared up one account and then told me they can no longer help. We lost 10K. We might get a little back. We came accross Allegro and they promised what happened to Legal Debt Center would not happen to them. It did happen. I am not wanting to waste any more money.
Should I stay or go? I can commite to a monthly plan. Should I talk to creditors on my own or stay the course with Allegro?They did help with one account before all this happened with a receivership.
No matter what debt settlement company you decide to go with, the result is going to be the same or worse, especially with new FTC rules that will be coming. Many of the debt settlement companies operating now will fold.
You best choice is to attempt to negotiate yourself or seek the protection of bankruptcy. I would suggest that you should find a local bankruptcy attorney and talk to them anyway.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.
You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.
P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.