Debt Settlement

Should I Go With Litigation Practice Group?

Written by Steve Rhode

Question:

Dear Steve,

I’m in heavy debt that I can only make the min payments. I spoke with a rep at Litigation Practice Group and want to know if they are legit. I live in Texas.

Is Litigation Practice Group and Coast Processing a good outfit to work with. They were doing a hard sale which I don’t care for but the program sounded appealing. I just don’t know where to turn?

Allison

Answer:

Dear Allison,

This is the classic cart before the horse type of issue. Before you even begin to decide what debt relief solution provider you should work with you need to determine what type of solution would be best for your situation. I generally advised that people talk to an independent debt coach like Damon Day or Michael Bovee to get an overall assessment of their financial situation, goals, and see what combination of solutions makes the most sense.

Right now the situation seems a bit like you were contacted by a salesperson to sell you a cast for your right leg when you don’t even know what the illness or diagnosis even is.

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You made a very good observation when you said they “were doing a hard sale.” Typically, if you read debt relief company agreements you will find that the agreement you are asked to sign says something like “whatever the salesperson told you does not apply.”

A hard sale can be a clue that the person you are talking to is a commissioned salesperson that is just trying to make a sale.

I’m not saying that you should not work with Coast Processing or Litigation Practice Group. The best way to determine if you are comfortable with those groups is to do a bit of your own homework and research:

I would recommend that anyone considering using such a company should read the following free guides.

  1. The Ultimate Consumer Guide to Checking Out a Debt Relief Company Before You Sign On the Line
  2. 10 Must Do Steps to Find the Best Credit Counseling or Debt Settlement Company for You
  3. How to Check Out a Business or Company to Avoid Getting Scammed or Ripped Off
READ  Is Coast Processing Legit? They Use Attorneys From Litigation Practice Group.

Deciding what debt outfit to work with is a situation with serious consequences. Making the wrong choice and heading down a solution path that is best for them and not you, can cost you dearly in lost future savings.

One place to start to evaluate your different options would be to take a look at my online get out of debt calculator.


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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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