California Passes New Law That Settlement Companies Need to Read

The Governor of California has just approved AB 1405 regarding debt settlement practices. Considering the number of debt settlement companies located in especially Southern California, this should create some new risks and liabilities for them. The new law targets not only the companies that sell and perform settlements but also the payment processors as well. … Read more

Litigation Practice Group Tells Me to Cancel With Worden & Associates

Question: Dear Steve, In January 2021, I signed with Worden & Associates/Global Holdings LLC to handle my Debt Settlement situation. At that time, I was $7186 in credit card debt. I was told it would take 4 1/2 years to make a $170.99 monthly payment. They have settled 3 of the five credit card companies. … Read more

I Want to Know if Spring Legal Group Scammed Me

Question: Dear Steve, Spring Legal Group, a debt resolution group. They are supposed to be helping, and about $4000+ has been automatically deducted from my checking account. It went to a “third party” holding financial institution. Today I reviewed the account (8/27/2021), and there is only $97 in that account. The review shows all kinds … Read more

Why Does ClearOne Advantage Have No Rating With the BBB?

Question: Dear Steve, I was looking at Clear One Advantage and tried clicking on the BBB Accredited Business A+ link featured on the homepage of their website. However, the link doesn’t work. I searched the BBB and found the Clear One Advantage profile, which shows “No Rating.” Here: https://www.bbb.org/us/md/baltimore/profile/debt-relief-services/clearone-advantage-0011-90096368 Any idea why the No Rating? … Read more

Is Litigation Practice Group a Good Company?

Question: Dear Steve, Between my Visa and my line of credit, I owe $25,000, I would like you to tell me if the Litigation Practice Group is a good company to go with, LPG out of San Clemente, California. I live in Utah. Kerin Answer: Dear Kerin, Litigation Practice Group seems to be an interest … Read more

Is the DVI Debt Relief Program Legit if I’m Pre-Approved?

Question: Dear Steve, My husband and I are retired, living on about $1,700 social security. He’s working sporadically, he was driving over the road, and money wasn’t a problem. I received a letter from a company called DVI Debt Relief Program. Is this legit? Says I’m pre-approved for $10,000 to $20,000 for outstanding credit card … Read more

Will Capital One and Discover Work With Me to Settle My Debt?

Question: Dear Steve, I have 2 charged-off accounts, and I want to call and try to pay towards debt but can only afford about 100 per month. Will they work with me.. capital one and discover Will, the creditors work with me. Hope Answer: Dear Hope, The answer is not what you would expect. Here … Read more