I Fell Behind on My Bills When My Parent Was in Hospice


Dear Steve,

I have credit card debt that I fell behind on while my elderly parent was sick in Hospice.

How can I pay off my credit card debt without paying all the interest?

What company is the best for cutting my debt down to one simple payment so it’s all paid off?



Dear Kim,

Dealing with an elderly parent near the end of life is traumatic. So I’m sending you a virtual hug. I know what that Hospice stress and pressure are like.

I don’t think you can begin to decide on the best solution for your situation yet. One payment. No payments. No interest. Those are all options and possibilities.

However, I think you should get in touch with my Debt Coach friend Damon Day and have a free conversation about what the overall situation is before you jump to decide what to do. More information is needed to give you good advice.

Between the financial pressure you are feeling and the residual trauma from the illness related to your parent, there is a lot you should reflect on before reacting.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Do you have a question you'd like to ask me for free? Go ahead and click here.

Damon Day - Pro Debt Coach

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Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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