I’m Scared Shitless Over My Debts. – ShawnWelfare

“Dear Steve,

My name is Shawn and i am scared shitless right now, sorry for the language. me and my girlfriend are on welfare because shes pregnant and i have Crohns disease and i am unable to work right now we get 1000 a month for the both of us our rent is 400 and all the other bills we really have pennies to our name. anyways enough of he guilt trip, i was just wondering if u could tell me what i could do i cant afford to pay it back i just have no clue what to do man. please let me know something i can do ive been trying to get a hold of my lawyer but she hasnt gotten back to me yet. hope to hear from you soon .. Could i go to jail?

thank you for your time

Shawn”

Dear Shawn,

You are not going to jail for debts in America. Thankfully you don’t live in Dubai where you actually can go to jail for a debt.

You might want to seek free bankruptcy help from the bankruptcy pro bono resource locator. If you are eligible you’d still have to pay the court fees but you could get legal help for free.

Now some might say that since you are on welfare and have no assets you really don’t need to do anything but with the pregnancy and your Chron’s the last thing you need right now is more stress in your life from these debts. The stress and depression over debts can literally make you sicker.

I don’t know how much you owe but one thing is for certain, there is a solution out there for you.

Please update me on your progress by

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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