Been in a debt mediation program for over two years. They have not handled any of the included Medical accounts. My wife and stepdaughter have had several medical bills over the last few years and those bills are basically in my wife’s name. In the process of becoming entirely debt free I’m trying to find all outstanding debt associated with my wife’s name that I may not have been fully informed (e.g., pre-marriage) about or have misplaced.
Side question: Each year you are entitled to a free credit report from each of the three bureaus. How do I also get a free report of my actual credit score [without going through somebody’s “free trial”]? [Obviously, a consoldiated report which you point out in Steve’s answer would be an additional service, so could not get that for free.]
There is no perfect way of locating old debts. The credit report is the only way to locate them but they only list debts which are reported to them. Each credit bureau reports slightly different information and that’s why I advise using a consolidated credit report.
Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.