I have been irresponsible with credit debt for years now. It has finally caught up with me. I personally have over $60k in credit debt. My wife and I make a decent living, but because of my debt, I have placed my family in a situation that now is critical. I am almost at the end of my rope. I am not one to look to place blame on others. This is my own doing. Nobody forced me to obtain credit card after credit card, as well as, run them up.
Even though I am married, can I file bankruptcy seperately, for my credit debt only? I can’t loose my home or cars (which are jointly owned).
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