Liberty Debt Consultants, Trying to Old Defective Novation Approach Yet Again

A tipster (send in your tips here) brought a site for Liberty Debt Consultant to my attention. It appears they are attempting to use the old “we’ll take over your debt” or novation approach.

The process begins when our principle company actually assumes the liability of your debt using an official notarized document. – Liberty Debt Consultants

Only one problem in this magical debt relief approach, you can’t unilaterally change a contract. The latest who have tried this have crashed and burned. See Court Mediation Service and Credit Card Defense Network.

Liberty Debt Consultants says:

Liberty Debt Consultants

Email: [email protected]
Local: 602.290.9032
Fax: 480.816.6475
PO Box 18132
Fountain Hills, AZ 85269

The website at is registered to Liberty Debt Consultants at the same address but the administrative contact is Al Sandella.

Al Sandella is a general contrator in Arizona. – Source. His company uses the same fax number as Liberty Debt Consultants and his email address is that used for Liberty Debt Consultants domain registration. – Source.

It appears this is a small time attempt but consumers need to be warned that the assignment of debt approach has worked unsuccessfully for everyone I am aware of and has resulted in many being successfully sued by their creditors for non-payment.

In fact if history teaches us anything it is the novation and assignment approach has landed those who tried this before it real hot water. Attorney Robert Lock from CCDN is facing being disbarred, a class action RICO suit for his novation activities and was sued by WV.

The result of the CCDN approach was alleged in the RICO suit, “the following scheme, commonly known as “assignment” or “novation,”to trick creditors into giving up their rights to timely and full repayment of principal and interest, which will not work because most creditors write provisions in their credit agreements forbidding such chicanery, and also this approach would count as an unfair and deceptive trade practice and no court would approve of it, and in all cases provides no debt relief and leaves its victims far worse off than before (and also tells Plaintiffs not to talk to debt collectors, contrary to Defendants’ instructions elsewhere to provoke and endure as much debt collection abuse as possible to rack up damages)” – Source


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Damon Day - Pro Debt Coach

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