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Reader Wants to Know Why Christian Credit Counseling Center is Pushing Chase Bank Call to Action Program

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A tipster (send in your tips here) sent in a comment that caught my attention:

I found this interesting. it strikes a nerve to me as a bit abusive of CTA programs.

Check out this company’s facebook blog. They actually solicit Chase account holders with the Call to Action carrot before even knowing who they are or if they qualify. They aren’t even a charity but one of those faux “christian” fronts that must be using(abusing) a 501 for backending. I hardly see how that allows them to call themselves a non-profit organization right there on the page.

So I went and took a look.

And sure enough, not only was the Christian Credit Counseling Center soliciting people into the Call to Action program offered by legitimate credit counseling groups but they also pay $50 for referrals. Apparently that’s what God told them to do. “In the name of Jesus, please refer a friend.”

But apparently they are also fervent believer in debt settlement as well and their site has the logos on it for Global Client Solutions and World Law Plan, along with pushing a debt settlement solution. – Source

And while Christian Credit Counseling Center does call themselves a nonprofit organization on their Facebook page, they appear to not be a nonprofit organization at all. The IRS has no charitable organization that matches that name and the corporate documents do not show the company was even registered as a state nonprofit. – Source

According to the most recent annual report on file with Florida, Christian Credit Counseling Center is run by Daniel Upbin and Patrick O’Deady. – Source

Florida records show Daniel Upbin has been an officer of Christian Debt Consolidators, Christian Credit Counseling Center, Christian Debt Foundation, and Platinum Debt Management. The domain name christiancreditcounselingcenter.com is registered to Dan Upbin.

Patrick O’Deady was associated with Christian Debt Foundation and Christian Credit Counseling Center.

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I previously wrote a review on another Upbin company, Christian Debt Consolidators in which one commenter said:

I am a former employee of Christian Debt Consolidators. This company is a complete rip off. They are a for profit company but claim to be non profit. All they do is sign people up and then send them to other companies, therefore they are a sales office. You can not expect someone to sell you a product and have your best interests in mind. Also, the owner, Dan Upbin is Jewish so how can he claim to be christian? To sell a product! – Source

The BBB has no listing for Christian Credit Counseling Center while Christian Debt Consolidators now has an F rating. – Source

Do You Have a Question You'd Like Help With? Contact Debt Coach Damon Day. Click here to reach Damon.

The accusation by the alleged former employee that this may be just a Christian sales office seems plausible for Christian Credit Counseling Center as well. They appear to not be a 501(c)3 nonprofit organization that can deliver debt management programs themselves and with the logos for World Law Plan on their site they appear to be an agent for the outside debt settlement company.

Stewards Prayer

Besides bot the Christian Debt Consolidators and Christian Credit Counseling Center using the same looking website, they both also have a page dedicated to the Steward’s Prayer.

The prayer seems to be nothing more than a support for people to pay a tithe or maybe to reinforce that money should be paid to the Christian organizations? Otherwise, what’s the point of it?


Click on images for a larger view.

So after looking at Christian Credit Counseling Center here is my prayer:

Get Out of Debt Guy’s Prayer

Run away,
Run away,
Run away,
Run away,
Run away.

Run away,
Run away,
Run away.

In the name of Jesus,
I pray,
You!
Run far away.
That I a steward true may be.


Damon Day - Pro Debt Coach

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Steve Rhode
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Steve Rhode
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
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2 thoughts on “Reader Wants to Know Why Christian Credit Counseling Center is Pushing Chase Bank Call to Action Program”

  1. First thing we see is Christian Credit Counseling Center,LLC (aka LIMITED LIABILITY CORPORATION)
    Then right under it “non-profit organization”.
    I know a square is also a rectangle at the same time, but I’m pretty sure an LLC is not also a non-profit organization at any time.

    Reply

  2. First thing we see is Christian Credit Counseling Center,LLC (aka LIMITED LIABILITY CORPORATION)
    Then right under it “non-profit organization”.
    I know a square is also a rectangle at the same time, but I’m pretty sure an LLC is not also a non-profit organization at any time.

    Reply

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