Sanctioned Attorney Goes After Debt Defense Leaders That Got Him Involved

Yesterday I wrote about the misfortunes of Daniel Rufty, a new North Carolina attorney that learned some very hard lessons about being a local representative for a debt settlement company. You can read that post here. Rufty sued Jason Blust, Law Offices of Jason Blust, Lit Def Strategies, and Relialit after his disciplinary debacle. The … Read more

I Can’t Quit the Debt Program I’m in That I Think is a Scam

Question: Dear Steve, I am at the moment involved with Rockwell. I cannot financially afford to just quit the program and lose the money I have paid them and still settle my debt. Therefore I am sticking it out as long as I can (also buying time to correlate getting out in a better manner). … Read more

Did I Get Scammed by Option 1 Legal and What Can I Do?

Question: Dear Steve, I had several revolving credit cards and had trouble making monthly payments. Looked for a debt consolidation company. Received in mail flyer from Option[] 1 Legal. The salesperson made everything sound legit. I have paid them over $6000 dollars in 15 months. They have negotiated with 2 of the creditors and are … Read more

How to Get Your Money Back From a Debt Relief Company if You Feel Like You’ve Been Scammed

Here is my definitive guide on how to get out of a scam and get your best shot at getting your money back. Warning, it will take some work, but it can be effective. “The steps listed in How to Try to Get a Refund From a Debt Relief Company should represent a consumer dropping … Read more

Client Retainer Observation From Law Firm Offering Settlement

I was forwarded several documents by a tipster (send in your tips here) regarding the settlement services offered by Robert S. Gitmeid & Associates at 11 Broadway, Suite 1677, New York, New York 10004. It is a very nicely designed document. What caught my eye was the client’s budget. But let’s start with the services … Read more


Consumer Complaint Submission

Date Received: 2017-10-10 Product: Debt settlement Issue: Unexpected or other fees Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I do not know if you can help me or not. I decided to say something after my mother was involved in a class actions suit and received a settlement for the same type … Read more


Consumer Complaint Submission

Date Received: 2017-10-31T00:00:00 Product: Debt settlement Issue: Unexpected or other fees Consumer Consent Provided to Share Complaint: Consent provided Consumer Complaint: I started working with XXXX XXXX XXXX to finally get out of debt on my credit cards on XXXX/XXXX/XXXX, the company was going to work with my credit cards to pay them and get … Read more

Boulder Legal Group, Global Client Solutions – Consumer Complaint – November 18, 2017

Consumer Statement: Boulder Legal Group and Global Client Solutions have taken $6,38.78 out of the $11,760 I’ve paid them to resolve my debt without ever having settled ANY of the 5 accounts I signed up with them. Consumer Action Taken: I’ve called repeatedly and have asked for answers only to get “we’ll send out a … Read more

What Can You Tell Me About Global Debt Settlement Services?

Update November 3, 2017 “Hi this is Edward Welke, one of the owners of Global DS Group as described in Mr. Rhode’s post below. We started our firm, and continue to operate out of Jupiter, Florida. We are a debt settlement firm, however we specifically focus on the payday loan industry. We have always followed … Read more

Is the Benefits Department Debt Relief Mailer Really Financial Integrity Group

Sarah sent me a mailer though my I Buy Junk Mail program and she elected to donate the money I was going to send her to Americares. Thank you Sarah. Let’s take a look at the mailer and start with the envelope. First off I have to call BS on the printed return address part … Read more

National Consumer Law Group Finds Itself in Court in Maryland

BALTIMORE, Md. (Legal Newsline) – A Maryland consumer alleges she was injured by the actions of a professional corporation that claimed to offer debt relief. Maria Hernandez filed a complaint May 11 in the Circuit Court for Anne Arundel County against National Consumer Law Group APA, Global Client Solutions and Mandip S. Purewal alleging violation … Read more

Should I Ditch National Debt Relief and Settle My Own Debts?

Question: Dear Steve, I was more than 50K in debt due to credit cards, personal loans and revolving credit from various stores. I decided to let National Debt Relief help me with their program. I let Global Client Solutions withdraw $345 out of my checking account bi-weekly. It has been about a year and 4 … Read more

Colonial Law Group – Consumer Complaint – June 21, 2016

Consumer Statement: I am a retired Marine, 100% disabled Veteran totally and permanently, I receive a Monthly Veterans disability payment, Marine Corps retirement benefits from the veterans administration as Special Combat Related Compensation and Social Security Disability Insurance; by law these benefits are not considered wages per USC 38 5301 chapter 501 kept along with … Read more

World Law Debt Forced to Liquidate in Bankruptcy

A tipster (send in your tips here) told me that things turned dire at World Law Debt last week. Apparently their Chapter 11 bankruptcy reorganization was forced into a Chapter 7 liquidation after an application to the court by the Oregon Department of Justice because a number of problems the debt settlement company faced. For … Read more