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Cheryl Bigos

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  • I am in the process of paying off credit card bills, but it is with money which I received from selling property but I am making certain I have enough in a savings account to handle other situations before I pay off all of these cards. I think you should try to put up some money every month and not spend just because you have the extra funds so you will have a savings account  if something unforeseen happens  and you would have to use your credit cards once again to pay for this. I am keeping my cards because I was told not to close them when paying them off because it would go against my credit report and FICO score, and I use one for monthly needs to keep track of my spending and pay it off when it comes due; thus I pay no interest to the card.

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