We were ripped off on our home mortgage by a so called friend of 12 years. He took all equity out of our home and left us with high paymnts He is still free and i cant collect a dime from him. The stress was
so much for my husband that he had a stroke in 07 and his heart kept getting worse. He passed away on May 5 2011.
I want our loan modified to affordable payments but qualifing has been the problem. Also inorder to survive we used our Credit card for medicine’ gas food essentials and we are $84k in debt About $40k was in my husbands name and the rest in mine. I cant use his cards anymore but I am responsible for the debt
I want to get out of debt and I want so much to keep iour home. we used all of our saving and insurance to pay bills. This awful man
Verbon Kelley who ripped us off and paid off another loan with our equity is now living in Santa Barabar in a gated community. Has ruined us financially our credit is not good and now the stress killed my husband.
I so wish i could get help We have a judgment and a stip signed by the judge but when we went to court he looked at my husband in a wheel chair and told our atty Go whistle for your money.
This guy also took 108K from my daughter a single mom of 2 and lost her home, her car, and her dignity along with credit. His remark to her was I didnt hold a gun to your head” NO REMORSE for his
we are all in a financial mess just trying to survive ,not because we are living high we are super careful Im 63 my business is not great so what on earth do i do? I need to get rid of the
Credit card please
where can i go for a few debt elimination? on CC or consolidation I dont really know how either will affect me I would like a Non profit organization for both of these please
i really would like help to figure out what I need to do to fix my morgage please this crook took $233K out of my home 108K CASH from my daughter This was the equity too from her
home too Thank you so much.
I’m terribly sorry to hear about your husband. It sounds like life is coming at you fast and from all directions.
I would suggest that you immediately speak with a local bankruptcy attorney before looking into any other options to address the credit card debt. If the bankruptcy attorney tells you that you don’t qualify or that you only qualify for a chapter 13 with a payment you cannot afford, then maybe look into a settlement strategy. Unless you can easily afford the minimum payments you have now on the cc’s, I don’t believe credit counseling will be much help in this circumstance.
As for the scam artist that ripped you and your daughter off. I’m not sure if I have any advice other than to be totally relentless in pursuing your money from any assets he may currently have or enforcing any judgments you may have been awarded. From the sounds of it he has committed fraud, pure and simple. If he has already bankrupted himself or simply has no assets to ever realistically cover what he has stolen from you, then he should at the very least be parked behind bars for an extended stay. If you haven’t already, hire a lawyer for this.
Please keep us posted on your progress or ask further questions in the comment section below. I am subscribed to this post and will always do my best to respond promptly. Good Luck!
Andy is a licensed real estate broker in Massachusetts and is the founder of Northeast Properties in Norton, Massachusetts. His brokerage is designed to help homeowners in today’s difficult real estate market, specializing in short sales. Andy speaks with Massachusetts homeowners every day, helping them to address their questions or issues with short sale or loan modification. He enjoys helping consumers arrive at the correct solution to their problem, and believes that the only way to correctly do that is by presenting them with all of their options in an un-biased manner.
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