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Debt Settlement Offer – Exclusive Discounts From Top Debt Settlement Programs

The following guest post was contributed by Damon Day from DamonDay.com

If you would like to contribute a guest post, click here.

Debt Settlement Offers That Can Save You Big Money

Of the many helpful services I offer to consumers, the Exclusive Debt Settlement Offers and Discounts that I can provide is one of the favorites among my clients. To understand why I can get my clients Massive Discounts with just about any debt settlement company it is important to have a fundamental understanding of the business model of most debt settlement companies and why it is harmful to consumers.

Settlement Companies are Forced to Overcharge Consumers to Compete

In the Debt Settlement world, there are far more companies out there charging huge money for horrible service than there are companies that really focus on putting consumers first. These rip off programs, many of them nothing more than call center rejects from the busted mortgage industry, pump massive money into sales and marketing. Their goal and sole focus is to sign up consumers and collect money. In this world, the company that spends the most money usually signs up the consumer and the one who is spending the most is likely the one charging the most so they can afford to spend the most. (Say that fast 3 times)

How is an honest company able to directly compete with a program that is willing to stretch the truth and to flat out lie to consumers in order to enroll them into their grossly over priced and mediocre debt settlement plan? They have no choice but to follow suit and also spend much more money on advertising than they had to do in the years past, just to have the chance to bring consumer awareness to the fact that their program is a better solution. At the end of the day, the consumer is the one that pays for this by shouldering the load of the extra marketing fees that all companies are faced with because of the type of people that have gravitated into the Debt Settlement Industry in the last 5 years or so.

I Collect No Referral Fees and Direct the Settlement Company to Pass the Huge Savings to My Client

If my clients are in need of a debt settlement program they will always pay less in fees than if they were not a client of mine. Why? Simply because I remove the extra marketing cost burden from a company by not asking them to pay me the big money that a debt settlement marketer, lead generator or affiliate partner would normally demand. I instead ask them to give that money to my client in the form of a discount. I have created a win-win situation for both the consumer and for some of the top debt settlement programs out there who are slowly getting squeezed by the massive ad spends of rip off programs.

My Clients are Protected from Scams and Receive Discounts that Range from Several $100 to Several $1,000

Debt Settlement DiscountsHow much of a discount my clients receive will depend on the debt settlement offer selected by the company they are potentially looking to hire. The discount is usually based on the amount of their normal fees. So the more debt a client has, the larger the settlement fee will typically be, thus the larger the discount my client would receive if they decided to hire a settlement company. A consumer with an average debt load can typically expect to save anywhere from $800 to $1500 off the fee of a full service debt settlement program.

The debt settlement companies will still compete for my client’s business and my client will ultimately select which company if any, they feel the most comfortable with. I simply filter out all of the scam and rip off settlement programs for them, narrow down their search to a handful of “good guys” and then secure a fee discount for my client.

Honest Debt Settlement Companies Benefit Big Time by Offering Discounts to My Clients

Clearly my clients will all save big money with the Exclusive Debt Settlement Offers they would receive by having me first qualify them for success with a debt settlement strategy, but what are the benefits for a debt settlement company to offer a discount to my clients?

  1. I am not paid a referral fee or a commission to push my clients into any specific program. So if I do recommend a debt settlement strategy to a consumer it would only be to the ones that are highly qualified for success in a short settlement program and have been clearly educated on any other possible alternative option.
  2. The settlement company has an opportunity to present their program to a well qualified and knowledgeable consumer without having to pay any upfront marketing costs.

    Since Debt Settlement companies are not allowed to charge fees until a settlement is performed, getting an opportunity to present their program to a highly educated and qualified client who will likely have the funds to settle their debts in a short amount of time is extremely valuable.

The Basic Criteria a Settlement Company Must Meet Before I Will Consider Recommending Them to A Client

  1. Have been in the debt settlement business for at least 5 years.
  2. Have 0 unresolved complaints with the BBB.
  3. Have a strong track record for success with their clients.
  4. Must only charge their fees after a settlement is made.
  5. Must have charged the majority of their fees after settlement for a minimum of 1 year (I prefer at least 2) before the (TSR) banning upfront fees was passed.
  6. You must perform your service in house and work with your clients from start to finish. No outsourcing of the actual service.

If you own a company that meets these basic criteria and you would like me to consider adding you to my list of recommended referrals, please let me know.

Does a Consumer Have to Schedule a Consultation With Me to Get a Discount?

Yes. The discounts are only available to my clients whom I have qualified for success in a debt settlement program. The main reason debt settlement companies will offer discounts to my clients is because they know that any client I refer is going to be the exact type of client they prefer and will likely be able to fund their settlements quicker, than their average client. Thus, they will gladly offer a discount.

As exciting as it may be to get a big discount, please don’t overlook the fact that the real value in speaking with me is to have a straight forward and unbiased consultation about how to best resolve your financial situation. Many consumers that come to me looking for a debt settlement discount, often find after speaking with me that I presented them with a better option that made more sense than a debt settlement approach in the first place. I might save you $1,000 with a discount, but saving you from making the wrong decision is worth many times more than any discount from a company that offers the wrong solution to your situation.

If you are considering a debt settlement strategy to resolve your outstanding credit card debt, there is no question that speaking with me first will be the most valuable and eye opening call you can make.

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About Damon Day

Damon Day
Damon Day is a talented Debt Coach who offers fee based consultations to consumers as an alternative to the typical free debt relief consultations which are nothing more than thinly veiled sales pitches lacking any real information to help a consumer make a good decision. You can learn more about how he can protect you from getting ripped off at DamonDay.com
  • Damon Day

    @10989f7460f2358f04630b2442c0892c:disqus So I will take that as a NO.  If nobody is complaining about my service, can you remind me again what your actual beef is with me?  You are either looking out for consumers or you are looking out for yourself.

    Maybe I just don’t speak Mike Reilly, because honestly I scratch my head at half the stuff you write.  Can you put it in simple terms?  Where am I harming consumers specifically?  If I am not harming them, then I must conclude you think I am harming you.  Where am I harming you specifically?

  • Mike Reilly

    Listen “Dancer” (there’s you new nickname) when you learn how to answer questions is when I will continue to answer yours, Continue the side step and we will all just watch from the edge of the floor.

    My weekend is here…enjoy Dancer

  • Damon Day

    @10989f7460f2358f04630b2442c0892c:disqus I am good at the sidestep? You didn’t answer my question.

     Can you find anyone other than debt settlement sales people that are complaining about me?

  • Damon Day

    @10989f7460f2358f04630b2442c0892c:disqus Can you clue me in? What am I? What do I sell?  And what is the specific favor you are doing for others?

  • Mike Reilly

    Oh by the way, you’re right, I am not doing myself a favor, I know what you are and what and how you sell it….I’m doing others the favor!

  • Mike Reilly

    Keep dancing champ, maybe one day we will all see you on Dancing with the Stars.

    You’re real good at the side step!

  • Damon Day

    If you want to keep questioning what I say because you are not sure how else to go after me, then I will be happy to prove it to you.  If anyone calls you for a consultation, after you speak with them, send them over to me and I will show them the kind of discounts that are now available to them. 

    Seems to be a pretty easy way for me to prove my value right?  Are you confident enough in what you do to let me give consumers another view point?  I always tell me clients to go and talk to as many people as they want and explore all the options before making any decisions.  Is that what you do?

    If so, send them over to me and together we can make sure they have the information they need to make the best decision for them.

  • Damon Day

    Mike you are not doing yourself any favors.  It is pretty sad actually.  Especially given that you claim what I do doesn’t affect you.  It seems to be the first thing you think about when you get up in the morning and the last thing you do before you leave.

    I offer consumers the ability to save money on a service and you jump all over me for it.  How do you think that makes you look to consumers who are struggling for every dollar right now?  Especially when New Era Debt Solutions just came on the forum and confirmed why they offer my clients a huge discount. 

    Do you really want to keep digging here? Half of what you are saying doesn’t even make sense. 

    Why are you worried about it anyway?  Do you see anyone complaining about my service?  Other than you of course.  Which is weird because I thought what I do is insignificant to you.

  • Mike Reilly

    You just think you’re righteous.. You know, they call David Faber on CNBC “The Brain” but there’s reason for that. I guess I should rethink my new nickname for you.

    Here’s the bottom line. You… who has no problem calling a spade a spade now has his back up because I did. Your ad (to me and until PROVEN otherwise by you) is deceptive in nature and viewed by me and others I’ve spoken with as nothing more than a HOOK with a fee attached.

    I mean come on man, you said it yourself; pay or go away, no tickie no shirtie, pay me and I’ll get you a discount. Don’t even go there…this ad is specific to debt settlement program discounts. We all know what it is you do for a living, don’t waste your breath.

    Unless (I asked you several times, all side stepped) you provide a comparision to either some sort of industry statistics (probably not hard to do) or confirm that the “Massive Discount” is only based on the companys regular fee structure (those who you refer) at which point, (and you know this) I can question Massive, which is why I’m doing it, your ad to me seems deceptive.
    Why is this so hard to comprehend?

  • Damon Day

    Ya, my ego is pretty big, but I use that to the advantage of consumers.  So I am fine with it. Whatever I can do to call attention to an issue that needs attention called to it.  It also doesn’t hurt that I am right :-)

  • Steve Rhode

    Massive – the number of comments on this article.

  • Andy Faria

    I think the only thing more massive than Damon’s discount and Mike’s fishing boat are their ego’s.

    … but I guess that all depends on how you define “massive”

  • Alex Viecco

    Hi Mike,
     Our goal has never changed of helping people.  I can say that for anyone who has ever had any interchange with me the message has ALWAYS been the same.  HELPING CONSUMERS.
    As a matter of fact I think you guys are all trying to do the same.  I find it frustrating that people who I know are trying to the right thing “in their own way” seem to get in the mix with each other.
    Mike I know you are trying to help people as I know Damon does too.
    You each have your way of going about it and I can live with that.  The reason we are willing to give steep discounts is because the clients are ready to get on with their program and complete quickly.  This will help us and in turn save us funds which we have chosen to pass on the savings.
    I believe if we could all find clients like this we could offer a better pricing but we all know these are truly the exception to the rule.
    Rather than to fling mud, why don’t we discuss the real concern for all of us.  I would say the real threat to the industry is the “faux attorney models” that continue to keep the marketing cost high, they typically are the bad actors who hang an attorney’s name on the door only to collect advance fees.
    Consumers need real help and the education we can provide can help them find the proper company for their needs.
    I hope you would all agree.
    Alex Viecco

  • Steve Rhode

    I’ll go with Spike.

  • andy508

    I was thinking Tom and Jerry. Mike as Tom, Damon as Jerry. Steve is more like Spike, the dog.

  • Mike Reilly

    @SeanDSLegalPlan:disqus  funny stuff, final point….my 31ft fishing boat is a good size boat but when I go out on my buddys 52 that to me is massive but, is it really? Some will say a 100 footer is massive, I say the Queen Mary II is massive.  
    Comparisons are only as good as those making them, more importantly those buying off on it.
     
    I spent almost 10 years in the appraisal industry, comps were my business.

    Come on Steve just having so fun!

  • Mike Reilly

    @SeanDSLegalPlan:disqus  funny stuff, final point….my 31ft fishing boat is a good size boat but when I go out on my buddys 52 that to me is massive but, is it really? Some will say a 100 footer is massive, I say the Queen Mary II is massive.  
    Comparisons are only as good as those making them, more importantly those buying off on it.
     
    I spent almost 10 years in the appraisal industry, comps were my business.

    Come on Steve just having so fun!

    • http://northeast-properties.com Andy Faria

      I think the only thing more massive than Damon’s discount and Mike’s fishing boat are their ego’s.

      … but I guess that all depends on how you define “massive”

      • http://GetOutOfDebt.org Steve Rhode

        Massive – the number of comments on this article.

      • http://DamonDay.com Damon Day

        Ya, my ego is pretty big, but I use that to the advantage of consumers.  So I am fine with it. Whatever I can do to call attention to an issue that needs attention called to it.  It also doesn’t hurt that I am right :-)

      • Mike Reilly

        You just think you’re righteous.. You know, they call David Faber on CNBC “The Brain” but there’s reason for that. I guess I should rethink my new nickname for you.

        Here’s the bottom line. You… who has no problem calling a spade a spade now has his back up because I did. Your ad (to me and until PROVEN otherwise by you) is deceptive in nature and viewed by me and others I’ve spoken with as nothing more than a HOOK with a fee attached.

        I mean come on man, you said it yourself; pay or go away, no tickie no shirtie, pay me and I’ll get you a discount. Don’t even go there…this ad is specific to debt settlement program discounts. We all know what it is you do for a living, don’t waste your breath.

        Unless (I asked you several times, all side stepped) you provide a comparision to either some sort of industry statistics (probably not hard to do) or confirm that the “Massive Discount” is only based on the companys regular fee structure (those who you refer) at which point, (and you know this) I can question Massive, which is why I’m doing it, your ad to me seems deceptive.
        Why is this so hard to comprehend?

      • http://DamonDay.com Damon Day

        Mike you are not doing yourself any favors.  It is pretty sad actually.  Especially given that you claim what I do doesn’t affect you.  It seems to be the first thing you think about when you get up in the morning and the last thing you do before you leave.

        I offer consumers the ability to save money on a service and you jump all over me for it.  How do you think that makes you look to consumers who are struggling for every dollar right now?  Especially when New Era Debt Solutions just came on the forum and confirmed why they offer my clients a huge discount. 

        Do you really want to keep digging here? Half of what you are saying doesn’t even make sense. 

        Why are you worried about it anyway?  Do you see anyone complaining about my service?  Other than you of course.  Which is weird because I thought what I do is insignificant to you. 

      • Mike Reilly

        Keep dancing champ, maybe one day we will all see you on Dancing with the Stars.

        You’re real good at the side step!

      • http://DamonDay.com Damon Day

        @10989f7460f2358f04630b2442c0892c:disqus I am good at the sidestep? You didn’t answer my question.

         Can you find anyone other than debt settlement sales people that are complaining about me?

      • http://DamonDay.com Damon Day

        If you want to keep questioning what I say because you are not sure how else to go after me, then I will be happy to prove it to you.  If anyone calls you for a consultation, after you speak with them, send them over to me and I will show them the kind of discounts that are now available to them. 

        Seems to be a pretty easy way for me to prove my value right?  Are you confident enough in what you do to let me give consumers another view point?  I always tell me clients to go and talk to as many people as they want and explore all the options before making any decisions.  Is that what you do?

        If so, send them over to me and together we can make sure they have the information they need to make the best decision for them.

      • Mike Reilly

        Oh by the way, you’re right, I am not doing myself a favor, I know what you are and what and how you sell it….I’m doing others the favor!

      • http://DamonDay.com Damon Day

        @10989f7460f2358f04630b2442c0892c:disqus Can you clue me in? What am I? What do I sell?  And what is the specific favor you are doing for others?

      • Mike Reilly

        Listen “Dancer” (there’s you new nickname) when you learn how to answer questions is when I will continue to answer yours, Continue the side step and we will all just watch from the edge of the floor.

        My weekend is here…enjoy Dancer

      • http://DamonDay.com Damon Day

        @10989f7460f2358f04630b2442c0892c:disqus So I will take that as a NO.  If nobody is complaining about my service, can you remind me again what your actual beef is with me?  You are either looking out for consumers or you are looking out for yourself.

        Maybe I just don’t speak Mike Reilly, because honestly I scratch my head at half the stuff you write.  Can you put it in simple terms?  Where am I harming consumers specifically?  If I am not harming them, then I must conclude you think I am harming you.  Where am I harming you specifically?

  • Steve Rhode

    It’s been quite a show and somehow Mike tossed me under the bus with the
    Pinky thing.

    Pass the chips.

  • SeanDSLegalPlan

    Man, I wish I drank in the morning…. I would crack a beer & sit back! This is WAY better than Maurey!

  • Mike Reilly

    enough fun for today boys….thanks for the laughs

  • Mike Reilly

    No problem Brain anytime! Will you be in NC with Pinky next month, I’m thinking of coming down to watch the show?

  • Damon Day

    Oh, now you are going to come at me with personal attacks? 

    Well, I didn’t know where else you could take your argument since there was no where to go, so I guess that would make sense.

    So I appreciate you taking all this time to vet this every which way you could think of to simply show that consumers who talk to me save more money than consumers who don’t.

    Much obliged

  • Mike Reilly

    I knew it…Brain

  • Mike Reilly

    I wanted to separate my reply so, now I will address my price match;
     
     
    I will in fact match the price of my competitors if a consumer can provide me with a GFE in writing and (this is a big and) they meet my firms guidelines for enrollment into our DS program… That does not mean I provide your clients Massive Discounts as compared to what I believe the industry average fee is or to what my current fee structure is. I think that’s pretty clear, right?

     
    With regard to the rest of your nonsense here’s my answer; Since you work out of your apartment (you probably get a lot of time in front of the TV) I’m sure you are familiar with the cartoon “Pinky and the Brain” I’m now labeling Steve - Pinky and you my friend… the Brain!

  • Damon Day

    Here Mike,

    I think this will help you to understand what I mean.  This is what Google serves up.

    When I say massive I mean……

    1. forming or consisting of a large mass: a :bulky
    b : weighty, heavy 
    c : impressively large or ponderous

    2 a : large, solid, or heavy in structure b : large in scope or degree c (1) : large in comparison to what is typical    (2) : being extensive and severe    (3) : imposing in excellence or grandeur : monumental

    Hope that clears up what I meant.

  • Damon Day

    Are you still whining that I used the word massive?  How much is massive to you Mike?  1,000 dollars?  2000 dollars?  How big does it have to be in order to be approved by you?

    The discounts are massive whether I compare it to the fee charged by the company I recommend or the industry standard.

    My clients will pay less than a consumer who is not a client of mine.

    What is your point? “Or are you going to side step this question with some babble like always?”

    Why aren’t my clients complaining? Oh, that’s right, because they are happy that they can pick any company they like and get a massive discount.

    hmm, that is exactly what the ad says. Weird right?

  • Mike Reilly

    @DamonDay:disqus here’s the deal and I think this is pretty simple, what are you comparing the massive discount to? Is it;

    A. The typical fee the provider you’re recommending is charging other consumers……. or,

    B. It’s based on (current) industry wide fees that you have researched and determined for yourself as compared to the providers you are recommending the discounts the group is granting your referrals is massive?

    Which one is it or, are you going to side step this question with some babble like always?

  • Mike Reilly

    @DamonDay:disqus here’s the deal and I think this is pretty simple, what are you comparing the massive discount to? Is it;

    A. The typical fee the provider you’re recommending is charging other consumers……. or,

    B. It’s based on (current) industry wide fees that you have researched and determined for yourself as compared to the providers you are recommending the discounts the group is granting your referrals is massive?

    Which one is it or, are you going to side step this question with some babble like always?

    • http://DamonDay.com Damon Day

      Are you still whining that I used the word massive?  How much is massive to you Mike?  1,000 dollars?  2000 dollars?  How big does it have to be in order to be approved by you?

      The discounts are massive whether I compare it to the fee charged by the company I recommend or the industry standard.

      My clients will pay less than a consumer who is not a client of mine.

      What is your point? “Or are you going to side step this question with some babble like always?”

      Why aren’t my clients complaining? Oh, that’s right, because they are happy that they can pick any company they like and get a massive discount.

      hmm, that is exactly what the ad says. Weird right?

      • http://DamonDay.com Damon Day

        Here Mike,

        I think this will help you to understand what I mean.  This is what Google serves up.

        When I say massive I mean……

        1. forming or consisting of a large mass: a :bulky
        b : weighty, heavy 
        c : impressively large or ponderous

        2 a : large, solid, or heavy in structure b : large in scope or degree c (1) : large in comparison to what is typical    (2) : being extensive and severe    (3) : imposing in excellence or grandeur : monumental

        Hope that clears up what I meant.

      • Mike Reilly

        I knew it…Brain

    • Mike Reilly

      I wanted to separate my reply so, now I will address my price match;
       
       
      I will in fact match the price of my competitors if a consumer can provide me with a GFE in writing and (this is a big and) they meet my firms guidelines for enrollment into our DS program… That does not mean I provide your clients Massive Discounts as compared to what I believe the industry average fee is or to what my current fee structure is. I think that’s pretty clear, right?

       
      With regard to the rest of your nonsense here’s my answer; Since you work out of your apartment (you probably get a lot of time in front of the TV) I’m sure you are familiar with the cartoon “Pinky and the Brain” I’m now labeling Steve – Pinky and you my friend… the Brain!

      • http://DamonDay.com Damon Day

        Oh, now you are going to come at me with personal attacks? 

        Well, I didn’t know where else you could take your argument since there was no where to go, so I guess that would make sense.

        So I appreciate you taking all this time to vet this every which way you could think of to simply show that consumers who talk to me save more money than consumers who don’t.

        Much obliged

      • Mike Reilly

        No problem Brain anytime! Will you be in NC with Pinky next month, I’m thinking of coming down to watch the show?

      • Mike Reilly

        enough fun for today boys….thanks for the laughs

      • Anonymous

        Man, I wish I drank in the morning…. I would crack a beer & sit back! This is WAY better than Maurey!

      • http://GetOutOfDebt.org Steve Rhode

        It’s been quite a show and somehow Mike tossed me under the bus with the
        Pinky thing.

        Pass the chips.

      • andy508

        I was thinking Tom and Jerry. Mike as Tom, Damon as Jerry. Steve is more like Spike, the dog.

      • http://GetOutOfDebt.org Steve Rhode

        I’ll go with Spike.

  • Damon Day

    I am confused.

    So you don’t think saving a consumer with an average debt load $1,000 plus on fees would be considered a massive discount?

    You have a price match, which means by definition, the fact that I know where all the good deals are with the good programs, would require you to lower your price for any of my clients if they wanted to hire you.  So just by existing I get my clients a discount if they wanted to hire you.

    So if I think about that, any consumer that knows about me would cause you to have to give them a discount.  Hmm, I guess what I do affects you much more than you would like to admit. Perhaps that is the reason why you are always coming after me and trying to discredit me.  You don’t want anyone to go talk to me.  Things are starting to make sense.

    Of course when they speak with me, they will be given programs to look at that do meet my criteria and have been in business long enough to have a clear track record of success and they can decide for themselves which company makes the most sense to them.

    If a consumer doesn’t mind that you haven’t been in business for 5 years yet, they of course are still free to enroll in your program if they like you the best.  And you will of course honor your price match guarantee. 

    So it is a win win for everyone if a consumer talks to me before they call you right?

  • Mike Reilly

    Steve, can you remove this double post…sorry

  • Mreilly

    Damon, you are funny man! Go to my site and look at the fee posted on the home page, top left side. Look carefully, 12.5% of the debt amount enrolled and I offer a “Price Match Guarantee” so again compared to Emerge not one of your clients is getting a massive discount. Oh, guess what everyone gets that pricing from me, no favoritism.

    Let me be clear here, I don’t claim to be an industry authority on DSC pricing but, what I can tell you (for sure) is I’m not alone at 12.5%. I will also go on the record and say there are plenty at 15%, many of whom are willing to drop or negotiate their fee depending on certain circumstances surrounding the client IE. 50% (or greater) of funds available to settle etc. etc. etc.

    So, where does that leave us? My position is this; while you may have a small group of DSC’s that will provide your clients a discount off of their original pricing (you call it massive) is it really “Massive” and what are you comparing it to? You must have some type of updated statistical analysis to prove your claim or should it be reworded to something like;

    Received “Massive Discounts” from Debt Settlement Company’s I work with, as compared to their typical fee schedule. The net net is, you don’t work with everyone and your ad (to me) is misleading and that has been my position from the start. You know I have no interest in all the cut and paste garbage you fling around….it’s not your service man, get that through your thick head.

    By the way Emerge is still too young to meet your criteria…ha

  • Mike Reilly

    Damon, you are funny man! Go to my site and look at the fee posted on the home page, top left side. Look carefully, 12.5% of the debt amount enrolled and I offer a “Price Match Guarantee” so again compared to Emerge not one of your clients is getting a massive discount. Oh, guess what everyone gets that pricing from me, no favoritism.

    Let me be clear here, I don’t claim to be an industry authority on DSC pricing but, what I can tell you (for sure) is I’m not alone at 12.5%. I will also go on the record and say there are plenty at 15%, many of whom are willing to drop or negotiate their fee depending on certain circumstances surrounding the client IE. 50% (or greater) of funds available to settle etc. etc. etc.

    So, where does that leave us? My position is this; while you may have a small group of DSC’s that will provide your clients a discount off of their original pricing (you call it massive) is it really “Massive” and what are you comparing it to? You must have some type of updated statistical analysis to prove your claim or should it be reworded to something like;

    Received “Massive Discounts” from Debt Settlement Company’s I work with, as compared to their typical fee schedule. The net net is, you don’t work with everyone and your ad (to me) is misleading and that has been my position from the start. You know I have no interest in all the cut and paste garbage you fling around….it’s not your service man, get that through your thick head.

    By the way Emerge is still too young to meet your criteria…ha

  • Damon Day

    Transparency for whom?

  • Damon Day

    Thanks Alex.  That was certainly the shot heard around the world.  Or at least a shot heard around this forum.

    That should answer the question of the kind of value I bring to my clients.

    New Era is one of the Top settlement companies out there.  We had our passionate differences in the past and that was clearly a misunderstanding on both sides.  Once Alex, Dan and I got to know each other, we realized we were all three looking for the same thing.  Helping consumers who were struggling.  So they are certainly one of the top companies that I have on my short list of potential referral sources and the clients that have gone with them have had nothing but praise for them.

    What did my advertisement say?  Get Massive discounts from Top Companies.  Well that certainly seems to be the case now doesn’t it?

    And did I read that right? Mike Reilly is now going to start offering a big discount for my clients as well?  Wow, just look at the constant value I bring to my clients.  I must be doing something right. 

  • Mike Reilly

    Hi Alex, Mike Reilly coming at you looking for clarification… Your comment states “up to 33%” care to hone that comment? As you know I think the world of New Era and after all Dan went through with Damon it’s good to see the axe off the grinding wheel. I can’t help but reflect on the circumstances that led to this cleansing of the mind, notice I didn’t say minds.
     
    New Era publically resigns from TASC

    The Rally in Raleigh, NC

    Founding member AACC
     
    A+ rating from BBB
     
    Then of course all the work you guys have done to push for truth and transparency within the industry, hold on…..excuse me…these are things you and Dan did, knowing all the while it would make a difference, because that’s the way you set the ball in motion long before most of us even entered the industry. Sorry buddy…got lost there for a second.

    For the record I like Damon…. really, I do, I disagree with some of his methods (selling fear) to get the word out but, like you I know his service is genuine and he truly is a consumer advocate.

    Let’s get back to my first question…..please……. that’s a big discount, if I’m not mistaken you guys are at 15% of the debt enrolled, so you’re going to 10% is there a catch, ready to settle, 50% of funds needed or are all he refers welcome at that level??? Wow, I may have to pull my price match guarantee…lol

  • Robert Stevenson

    For transparency

  • Alex Viecco

    Hi Rudy,
    Well after having had the opportunity of seeing exactly how Damon approaches helping people, we decided that a referral from Damon would be a client that would get through the process much faster and would be well educated saving us plenty of time and resources.
    I know this may not be a popular choice for some of you but you don’t have to fell as we do.  We have decided to allow Damon to offer his clients that are well suited for Debt Settlement receive up to a 33% discount.
    Is that available for all clients or any referral source?  NO   I believe a client that comes to us through his process is VERY CLEAR and what to expect and how critical it is to do the process faster.
    As for how many referrals we have received?  it is not that many, let’s not forget that DS in NOT for everyone and that is why we can offer these discounts.
    We also offer Military discounts of up to 50% for active and retired military simply as a thank you for serving our country.
    New Era Debt Solutions believes In giving back that sometimes means you make little or no money to do so and that is a choice we have made.
    Sincerely,
    Alex Viecco

  • Damon Day

    Well as you said, I do have fun with you.

  • Damon Day

    Actually a car fax is a good thing and can certainly protect consumers from getting a lemon, but a car fax does not make sure it is the best car for them and then get them  a discount.  So I am much more valuable than a car fax.

    I state my guarantee and refund policy clearly on my website in writing.  If you don’t like my advice you get an immediate 110% refund.

    As far as the discounts, I know how big they are.  I don’t understand your question.  How would I not know?

    I know exactly what you offer and don’t have a problem with your services.  I have just stated a consumer is better off talking to me as well.  Would you disagree?

  • Mike Reilly

    By the way, I let this go but, you felt it necessary to throw my name back in the mix…..

  • Mike Reilly

    So, you’re kinda like buying a car fax… $19.95 (I mean $294.00 2-hrs) Pay me and I’ll tell you if you’re getting a good deal and guide you to an $800 to $1500 discount. You sound like a broker of sorts or a want-a-be.

     
    Humor me and those reading, what are you comparing the discount to? Better yet, how many companies (still in business) represent your statistics? Is this something you provide to your clients in writing? What if they don’t get the $800 to $1500 massive discount, would you consider your ad misleading?

    In this thread you stated the following and I quote “As far as how much they discount, that is completely up to them”, you were referring to New Era, so how do you know they’re massive?

    All I see is a HOOK with some bait on it casted into the shallows by an intermediate fisherman in a small boat looking for diner.

    Damon, it’s clear you have no clue what services I offer so allow me to direct you to my web site where if you read just the home page you will get a much better understanding of who Emerge America really is and how we as a team operate.

    And finally, you know I could care less how many people you talk with, you’re a one-man-band and insignificant in the big picture….kinda like a loud street act in New Orleans but, I do have fun with you…lol

  • Damon Day

    I see. So what you are saying is that if you were aware of a competitor of yours that was better for a consumer, you wouldn’t tell them about it during your “consult” because you have a business to run and your business only generates revenue when you execute.

    Hey I get that and certainly understand it. I can’t fault you for that because it is how business works. You don’t tell your client about your competitors because you are competing.

    Which is why my service is necessary for consumers to make sure that someone who knows all the BS that goes on in this industry is on their side and watching their back.  Consumers come to me because they know that the information they get from me is not the same as the information that they get when someone is selling them a specific program.

    Debt settlement programs are like cars.  Some will break down and never get you to your destination, some will get you there with all kinds of problems and some will get you there without a hitch.  Some consumers like to drive an SUV some like a Prius.

    You have your SUV and you generate your revenue when you sell it. Problem is, how does a consumer know if they need an SUV?

    You get paid to sell your SUV and I get paid to take the consumer to the lot, show them the section of cars that will get them there without a hitch and let them have their pick.  Oh, and then I get a massive discount on the car by getting it to them wholesale :-)

    The point is, when given the choice consumers will pick different companies based on how they feel about certain things.  Your business model doesn’t allow them the flexibility to have that choice.  So I simply solved the problem for them.

    I am fine with any consumer talking to me and then talking to you or anyone else for that matter.   You clearly do not want consumers to talk to me.  Can we draw a conclusion?

  • Mike Reilly

    @Day @DamonDay:disqus no need for me to send them to you because we do what you do (consult) and then take it a few steps further…. we take responsibility, assume liability and then execute! Great concept right?

  • Mike Reilly

    @Day @DamonDay:disqus no need for me to send them to you because we do what you do (consult) and then take it a few steps further…. we take responsibility, assume liability and then execute! Great concept right?

    • http://DamonDay.com Damon Day

      I see. So what you are saying is that if you were aware of a competitor of yours that was better for a consumer, you wouldn’t tell them about it during your “consult” because you have a business to run and your business only generates revenue when you execute.

      Hey I get that and certainly understand it. I can’t fault you for that because it is how business works. You don’t tell your client about your competitors because you are competing.

      Which is why my service is necessary for consumers to make sure that someone who knows all the BS that goes on in this industry is on their side and watching their back.  Consumers come to me because they know that the information they get from me is not the same as the information that they get when someone is selling them a specific program.

      Debt settlement programs are like cars.  Some will break down and never get you to your destination, some will get you there with all kinds of problems and some will get you there without a hitch.  Some consumers like to drive an SUV some like a Prius.

      You have your SUV and you generate your revenue when you sell it. Problem is, how does a consumer know if they need an SUV?

      You get paid to sell your SUV and I get paid to take the consumer to the lot, show them the section of cars that will get them there without a hitch and let them have their pick.  Oh, and then I get a massive discount on the car by getting it to them wholesale :-)

      The point is, when given the choice consumers will pick different companies based on how they feel about certain things.  Your business model doesn’t allow them the flexibility to have that choice.  So I simply solved the problem for them.

      I am fine with any consumer talking to me and then talking to you or anyone else for that matter.   You clearly do not want consumers to talk to me.  Can we draw a conclusion?

      • Mike Reilly

        So, you’re kinda like buying a car fax… $19.95 (I mean $294.00 2-hrs) Pay me and I’ll tell you if you’re getting a good deal and guide you to an $800 to $1500 discount. You sound like a broker of sorts or a want-a-be.

         
        Humor me and those reading, what are you comparing the discount to? Better yet, how many companies (still in business) represent your statistics? Is this something you provide to your clients in writing? What if they don’t get the $800 to $1500 massive discount, would you consider your ad misleading?

        In this thread you stated the following and I quote “As far as how much they discount, that is completely up to them”, you were referring to New Era, so how do you know they’re massive?

        All I see is a HOOK with some bait on it casted into the shallows by an intermediate fisherman in a small boat looking for diner.

        Damon, it’s clear you have no clue what services I offer so allow me to direct you to my web site where if you read just the home page you will get a much better understanding of who Emerge America really is and how we as a team operate.

        And finally, you know I could care less how many people you talk with, you’re a one-man-band and insignificant in the big picture….kinda like a loud street act in New Orleans but, I do have fun with you…lol

      • http://DamonDay.com Damon Day

        Actually a car fax is a good thing and can certainly protect consumers from getting a lemon, but a car fax does not make sure it is the best car for them and then get them  a discount.  So I am much more valuable than a car fax.

        I state my guarantee and refund policy clearly on my website in writing.  If you don’t like my advice you get an immediate 110% refund.

        As far as the discounts, I know how big they are.  I don’t understand your question.  How would I not know?

        I know exactly what you offer and don’t have a problem with your services.  I have just stated a consumer is better off talking to me as well.  Would you disagree?

      • Mike Reilly

        By the way, I let this go but, you felt it necessary to throw my name back in the mix…..

      • http://DamonDay.com Damon Day

        Well as you said, I do have fun with you.

  • Steve Rhode

    @10989f7460f2358f04630b2442c0892c:disqus We’ve talked about this before. Just add a new comment and use the @ feature to reference the person you are addressing. You can’t reply any further once it gets five levels deep. Last time I turned it off people just keep nesting so deep the replies got to be one word wide.

  • Damon Day

    @10989f7460f2358f04630b2442c0892c:disqus I am confused.  It seems weird that you would take the time to ask something that you already think you know especially when regardless of the answer it doesn’t have any effect on you at all (as you claim).

    What about my suggestion to refer consumers to me to make sure they have been presented with all of their options so they can make the decision that is best for them?

  • Mike Reilly

    Damon, what I described of your process is what you yourself have told everyone on this site. Steve this nesting thing stinks! Bottom line Damon, I’m convinced you cut and paste comments from a master list.

     
    Good day sir.

  • Damon Day

    @10989f7460f2358f04630b2442c0892c:disqus  Interesting. Is there a reason you feel I am somehow obligated to give you every detail of my business model?  Especially when you can’t find one of my clients who has ever complained?

    If you are so confident that the discounts wouldn’t be any better than your program, feel free to send your potential clients my way and I will give them some additional options to compare and let them decide which one will make the most sense for them.

    Making sure they are aware of all their options and getting several perspectives, so they can make an educated decision as to what is best for them is a good thing right?

  • Mike Reilly

    Damon, once again, this time for the record, you through your service and relationships passing on discounts to your clients is not and never will be a problem for me, I commend you for it. Could that be any clearer? In fact your existence will never be a problem to me or my business.
     
     
    The issue I had with your advertisement is your choice of verbiage because I’m confident there is not one firm that you recommend that provides a “massive discount” as compared to the fee my firm charges and based on what I’m reading I’m sure there are others with a similar position on this. If you truly believe your position prove it.
     
     
    In many of your comments (when you talk about what you do) you talk about holding consults with consumers ( at $147.00 per hour) and telling them what’s the emergency, step back let’s let another month go by and get some actual data to see where you stand. Is that followed by another consult at $147.00? Is that when, if a client qualifies for DS (in your opinion) you provide your referral, $300 dollars later? What’s the real deal?

     
    Where is the massive discount now Damon?

  • Damon Day

    Perhaps, but my clients don’t want a list of 30 companies.  They want me to narrow it down for them. The discounts are not going to be able to get lower because they are “massive” as I said, and the companies still have to make some profit.  Anybody in the industry can just think about how much money they spend on marketing and sales and get a good idea of the type of discounts I am talking about.

    Keep in mind, I am not looking for cheap companies. I am looking for the best companies and showing them why it is in their best interest to discount their normal fee for my clients.

  • Question

    I think the more potential prospects you have for settlement, the more good companies may be asking you for permission to compete. This may result in MORE options and potentially GREATER discounts for consumers.

  • Steve Rhode

    So @68bd9c47d04dcd0f470a79bfc5a26c40:disqus you lob out an accusation about my site but can’t provide anything specific when I ask you for clarification? What’s up with that?

    “OK, now I’ve got to ask, you’ve got me stumped, what is it that I do that harms good companies with good people?”

    Please answer.

  • Damon Day

    @68bd9c47d04dcd0f470a79bfc5a26c40:disqus Thanks, appreciate the support :-)

  • James

    you 2 are amazing! Get real!

  • Steve Rhode

    OK, now I’ve got to ask, you’ve got me stumped, what is it that I do that harms good companies with good people? Or if your comment is that I profit from what Damon does, how?

  • Damon Day

    @68bd9c47d04dcd0f470a79bfc5a26c40:disqus So you are mad because I earn a living by providing a good service and saving my clients money?

    What is funny to me is that I said if a debt settlement company meets my initial criteria to contact me and I will consider adding them to my list of recommended companies for my clients. Some companies have done that. Others have resorted to figuring out ways to attack me. I guess it is safe to say that those companies aren’t doing as great of a job for consumers as they like to think they are.

  • James

    If Eve is in the debt settlement business as I am then she is affected by everything that is posted on this blog, all the BS. Watching you and Steve profit from what you do while good companies with good people are stuggling is hard to do and no wonder people question what say in your advertising and your comments…is transparency from you wrong?

  • Damon Day

    I am very comfortable with the terminology I used and none of my clients have ever complained.

    How does what I advertise affect you?  That is certainly a valid question.

    You are making my point for me by trying to grab every little detail you can get and try and turn it around.

    I never said I have no control over the discount. I said it was completely up to the company. However I certainly have control over who I recommend to my client, and the amount of the discount might be a factor in that, don’t you think?

  • Eve

    Damon the questions you are being asked regarding the “massive discounts” you advertise are valid, why are you skirting this? If you have no control over the amount of discount the consumer will receive from a DS company you refer them to how can you make the advertising claim of “massive discounts”. Isn’t this exactly like the kind of advertising claims the FTC is warning consumers about?

  • Damon Day

    Can you tell me why you would like to know this information?  Thanks

  • Damon Day

    @0765f71d3e735b1d9840561fc6988459:disqus Can you tell me why you would like to know that information?  Thanks.

  • Question

    Damon- looks like my question at the top might have been overlookeed. Just a question out of curiosity. If you don’t want to answer, no biggie. Thanks!
     
    On average how many clients do you consult with in a month? What percentage of overall clients you consult with do you end up recommending they look into settlement?  Thanks.

  • Damon Day

    Perhaps a bit touchy, I concur.

    I guess I should rephrase.  Rudy, would you please tell me why you would like to know this information?

    I am sorry that my initial assumption was that you were acting like Mike Reilly from Emerge America who was so bothered by the fact that I was offering massive discounts to consumers that he couldn’t help himself from trying to attack it.

    If I was wrong, and your intention for asking these questions was different, please let me know.

  • Robert5643

    A little touchy Damon? I think Rudy’s questions of Alex are fair considering Alex took the time to write and post his comment here praising your services (as a recipient of your referals). Question for you though, if you do not control the amount of discount that the companies you refer clients to give the client how can you advertise “massive discounts”? Also I note that Rudy did not say in his comment that you provide a bad service, that it would not be good for consumers to talk to you or that you affect his or anyone elses business so not sure what that’s about in your very fast comment to Rudy.

  • Damon Day

    This didn’t take long.  New Era Debt Solutions is one of the companies that I recommend to my clients. As far as how much they discount, that is completely up to them.

    It is funny how fast the haters come out when you offer a good service to consumers.  Rudy notice I said if you have a company that meets my criteria, I will consider it. 

    So why are you so worried about how much the discount is?

    Do you think I do not offer a good service?  Are you worried that it might not be a good thing for consumers to talk to me?  How does my service affect you?

  • Rudy

    How many referals has Damon sent to your company Alex? How much are you asked to discount? Massive discount?

  • Alex Viecco

    As a past financial coach and helping people with their overall financial well-being, I think what Damon is doing is a terrific service for the clients wanting a good snap shot of their overall picture.  Too many people are quick to sign up or join a program without looking into the OVERALL impact on their finances.Fast talking sales people will gladly enroll people, why not? it generate commissions.  The reason it would behoove a client to get an overall snap shot is because the consumers need to know how one thing impacts another and just because they would like to file for BK it may not be the best choice, or if they want to enroll in Debt Settlement they may not be a good fit due to their restricted income.
    One size shoe DOES NOT fit everyone therefore I think people do benefit from Damon’s advice.  Some people have complex issues that a DS company may not dig deep enough to find out.
    Alex

  • http://www.NewEraDebtSolutions.com Alex Viecco

    As a past financial coach and helping people with their overall financial well-being, I think what Damon is doing is a terrific service for the clients wanting a good snap shot of their overall picture.  Too many people are quick to sign up or join a program without looking into the OVERALL impact on their finances.Fast talking sales people will gladly enroll people, why not? it generate commissions.  The reason it would behoove a client to get an overall snap shot is because the consumers need to know how one thing impacts another and just because they would like to file for BK it may not be the best choice, or if they want to enroll in Debt Settlement they may not be a good fit due to their restricted income.
    One size shoe DOES NOT fit everyone therefore I think people do benefit from Damon’s advice.  Some people have complex issues that a DS company may not dig deep enough to find out.
    Alex

    • Rudy

      How many referals has Damon sent to your company Alex? How much are you asked to discount? Massive discount?

      • http://DamonDay.com Damon Day

        This didn’t take long.  New Era Debt Solutions is one of the companies that I recommend to my clients. As far as how much they discount, that is completely up to them.

        It is funny how fast the haters come out when you offer a good service to consumers.  Rudy notice I said if you have a company that meets my criteria, I will consider it. 

        So why are you so worried about how much the discount is?

        Do you think I do not offer a good service?  Are you worried that it might not be a good thing for consumers to talk to me?  How does my service affect you?

      • Robert5643

        A little touchy Damon? I think Rudy’s questions of Alex are fair considering Alex took the time to write and post his comment here praising your services (as a recipient of your referals). Question for you though, if you do not control the amount of discount that the companies you refer clients to give the client how can you advertise “massive discounts”? Also I note that Rudy did not say in his comment that you provide a bad service, that it would not be good for consumers to talk to you or that you affect his or anyone elses business so not sure what that’s about in your very fast comment to Rudy.

      • http://DamonDay.com Damon Day

        Perhaps a bit touchy, I concur.

        I guess I should rephrase.  Rudy, would you please tell me why you would like to know this information?

        I am sorry that my initial assumption was that you were acting like Mike Reilly from Emerge America who was so bothered by the fact that I was offering massive discounts to consumers that he couldn’t help himself from trying to attack it.

        If I was wrong, and your intention for asking these questions was different, please let me know.

      • Question

        Damon- looks like my question at the top might have been overlookeed. Just a question out of curiosity. If you don’t want to answer, no biggie. Thanks!
         
        On average how many clients do you consult with in a month? What percentage of overall clients you consult with do you end up recommending they look into settlement?  Thanks.

      • http://DamonDay.com Damon Day

        @0765f71d3e735b1d9840561fc6988459:disqus Can you tell me why you would like to know that information?  Thanks.

      • Question

        I think the more potential prospects you have for settlement, the more good companies may be asking you for permission to compete. This may result in MORE options and potentially GREATER discounts for consumers.
         

      • http://DamonDay.com Damon Day

        Perhaps, but my clients don’t want a list of 30 companies.  They want me to narrow it down for them. The discounts are not going to be able to get lower because they are “massive” as I said, and the companies still have to make some profit.  Anybody in the industry can just think about how much money they spend on marketing and sales and get a good idea of the type of discounts I am talking about.

        Keep in mind, I am not looking for cheap companies. I am looking for the best companies and showing them why it is in their best interest to discount their normal fee for my clients.

      • Mike Reilly

        Damon, once again, this time for the record, you through your service and relationships passing on discounts to your clients is not and never will be a problem for me, I commend you for it. Could that be any clearer? In fact your existence will never be a problem to me or my business.
         
         
        The issue I had with your advertisement is your choice of verbiage because I’m confident there is not one firm that you recommend that provides a “massive discount” as compared to the fee my firm charges and based on what I’m reading I’m sure there are others with a similar position on this. If you truly believe your position prove it.
         
         
        In many of your comments (when you talk about what you do) you talk about holding consults with consumers ( at $147.00 per hour) and telling them what’s the emergency, step back let’s let another month go by and get some actual data to see where you stand. Is that followed by another consult at $147.00? Is that when, if a client qualifies for DS (in your opinion) you provide your referral, $300 dollars later? What’s the real deal?

         
        Where is the massive discount now Damon?

      • http://DamonDay.com Damon Day

        @10989f7460f2358f04630b2442c0892c:disqus  Interesting. Is there a reason you feel I am somehow obligated to give you every detail of my business model?  Especially when you can’t find one of my clients who has ever complained?

        If you are so confident that the discounts wouldn’t be any better than your program, feel free to send your potential clients my way and I will give them some additional options to compare and let them decide which one will make the most sense for them.

        Making sure they are aware of all their options and getting several perspectives, so they can make an educated decision as to what is best for them is a good thing right? 

      • Eve

        Damon the questions you are being asked regarding the “massive discounts” you advertise are valid, why are you skirting this? If you have no control over the amount of discount the consumer will receive from a DS company you refer them to how can you make the advertising claim of “massive discounts”. Isn’t this exactly like the kind of advertising claims the FTC is warning consumers about?

      • http://DamonDay.com Damon Day

        I am very comfortable with the terminology I used and none of my clients have ever complained.

        How does what I advertise affect you?  That is certainly a valid question.

        You are making my point for me by trying to grab every little detail you can get and try and turn it around.

        I never said I have no control over the discount. I said it was completely up to the company. However I certainly have control over who I recommend to my client, and the amount of the discount might be a factor in that, don’t you think?

      • James

        If Eve is in the debt settlement business as I am then she is affected by everything that is posted on this blog, all the BS. Watching you and Steve profit from what you do while good companies with good people are stuggling is hard to do and no wonder people question what say in your advertising and your comments…is transparency from you wrong?

      • http://GetOutOfDebt.org Steve Rhode

        OK, now I’ve got to ask, you’ve got me stumped, what is it that I do that harms good companies with good people? Or if your comment is that I profit from what Damon does, how?

      • http://DamonDay.com Damon Day

        @68bd9c47d04dcd0f470a79bfc5a26c40:disqus So you are mad because I earn a living by providing a good service and saving my clients money?

        What is funny to me is that I said if a debt settlement company meets my initial criteria to contact me and I will consider adding them to my list of recommended companies for my clients. Some companies have done that. Others have resorted to figuring out ways to attack me. I guess it is safe to say that those companies aren’t doing as great of a job for consumers as they like to think they are.

      • James

        you 2 are amazing! Get real!

      • http://DamonDay.com Damon Day

        @68bd9c47d04dcd0f470a79bfc5a26c40:disqus Thanks, appreciate the support :-)

      • http://GetOutOfDebt.org Steve Rhode

        So @68bd9c47d04dcd0f470a79bfc5a26c40:disqus you lob out an accusation about my site but can’t provide anything specific when I ask you for clarification? What’s up with that?

        “OK, now I’ve got to ask, you’ve got me stumped, what is it that I do that harms good companies with good people?”

        Please answer.

      • Mike Reilly

        Damon, what I described of your process is what you yourself have told everyone on this site. Steve this nesting thing stinks! Bottom line Damon, I’m convinced you cut and paste comments from a master list.

         
        Good day sir.

      • http://DamonDay.com Damon Day

        @10989f7460f2358f04630b2442c0892c:disqus I am confused.  It seems weird that you would take the time to ask something that you already think you know especially when regardless of the answer it doesn’t have any effect on you at all (as you claim).

        What about my suggestion to refer consumers to me to make sure they have been presented with all of their options so they can make the decision that is best for them?

      • http://GetOutOfDebt.org Steve Rhode

        @10989f7460f2358f04630b2442c0892c:disqus We’ve talked about this before. Just add a new comment and use the @ feature to reference the person you are addressing. You can’t reply any further once it gets five levels deep. Last time I turned it off people just keep nesting so deep the replies got to be one word wide. 

      • http://www.NewEraDebtSolutions.com Alex Viecco

        Hi Rudy,
        Well after having had the opportunity of seeing exactly how Damon approaches helping people, we decided that a referral from Damon would be a client that would get through the process much faster and would be well educated saving us plenty of time and resources.
        I know this may not be a popular choice for some of you but you don’t have to fell as we do.  We have decided to allow Damon to offer his clients that are well suited for Debt Settlement receive up to a 33% discount.
        Is that available for all clients or any referral source?  NO   I believe a client that comes to us through his process is VERY CLEAR and what to expect and how critical it is to do the process faster.
        As for how many referrals we have received?  it is not that many, let’s not forget that DS in NOT for everyone and that is why we can offer these discounts.
        We also offer Military discounts of up to 50% for active and retired military simply as a thank you for serving our country.
        New Era Debt Solutions believes In giving back that sometimes means you make little or no money to do so and that is a choice we have made.
        Sincerely,
        Alex Viecco

      • Mike Reilly

        Hi Alex, Mike Reilly coming at you looking for clarification… Your comment states “up to 33%” care to hone that comment? As you know I think the world of New Era and after all Dan went through with Damon it’s good to see the axe off the grinding wheel. I can’t help but reflect on the circumstances that led to this cleansing of the mind, notice I didn’t say minds.
         
        New Era publically resigns from TASC

        The Rally in Raleigh, NC

        Founding member AACC
         
        A+ rating from BBB
         
        Then of course all the work you guys have done to push for truth and transparency within the industry, hold on…..excuse me…these are things you and Dan did, knowing all the while it would make a difference, because that’s the way you set the ball in motion long before most of us even entered the industry. Sorry buddy…got lost there for a second.

        For the record I like Damon…. really, I do, I disagree with some of his methods (selling fear) to get the word out but, like you I know his service is genuine and he truly is a consumer advocate.

        Let’s get back to my first question…..please……. that’s a big discount, if I’m not mistaken you guys are at 15% of the debt enrolled, so you’re going to 10% is there a catch, ready to settle, 50% of funds needed or are all he refers welcome at that level??? Wow, I may have to pull my price match guarantee…lol

      • http://www.NewEraDebtSolutions.com Alex Viecco

        Hi Mike,
         Our goal has never changed of helping people.  I can say that for anyone who has ever had any interchange with me the message has ALWAYS been the same.  HELPING CONSUMERS.
        As a matter of fact I think you guys are all trying to do the same.  I find it frustrating that people who I know are trying to the right thing “in their own way” seem to get in the mix with each other.
        Mike I know you are trying to help people as I know Damon does too.
        You each have your way of going about it and I can live with that.  The reason we are willing to give steep discounts is because the clients are ready to get on with their program and complete quickly.  This will help us and in turn save us funds which we have chosen to pass on the savings.
        I believe if we could all find clients like this we could offer a better pricing but we all know these are truly the exception to the rule.
        Rather than to fling mud, why don’t we discuss the real concern for all of us.  I would say the real threat to the industry is the “faux attorney models” that continue to keep the marketing cost high, they typically are the bad actors who hang an attorney’s name on the door only to collect advance fees.
        Consumers need real help and the education we can provide can help them find the proper company for their needs.
        I hope you would all agree.
        Alex Viecco

      • http://DamonDay.com Damon Day

        Thanks Alex.  That was certainly the shot heard around the world.  Or at least a shot heard around this forum.

        That should answer the question of the kind of value I bring to my clients.

        New Era is one of the Top settlement companies out there.  We had our passionate differences in the past and that was clearly a misunderstanding on both sides.  Once Alex, Dan and I got to know each other, we realized we were all three looking for the same thing.  Helping consumers who were struggling.  So they are certainly one of the top companies that I have on my short list of potential referral sources and the clients that have gone with them have had nothing but praise for them.

        What did my advertisement say?  Get Massive discounts from Top Companies.  Well that certainly seems to be the case now doesn’t it?

        And did I read that right? Mike Reilly is now going to start offering a big discount for my clients as well?  Wow, just look at the constant value I bring to my clients.  I must be doing something right. 

      • Mreilly

        Damon, you are funny man! Go to my site and look at the fee posted on the home page, top left side. Look carefully, 12.5% of the debt amount enrolled and I offer a “Price Match Guarantee” so again compared to Emerge not one of your clients is getting a massive discount. Oh, guess what everyone gets that pricing from me, no favoritism.

        Let me be clear here, I don’t claim to be an industry authority on DSC pricing but, what I can tell you (for sure) is I’m not alone at 12.5%. I will also go on the record and say there are plenty at 15%, many of whom are willing to drop or negotiate their fee depending on certain circumstances surrounding the client IE. 50% (or greater) of funds available to settle etc. etc. etc.

        So, where does that leave us? My position is this; while you may have a small group of DSC’s that will provide your clients a discount off of their original pricing (you call it massive) is it really “Massive” and what are you comparing it to? You must have some type of updated statistical analysis to prove your claim or should it be reworded to something like;

        Received “Massive Discounts” from Debt Settlement Company’s I work with, as compared to their typical fee schedule. The net net is, you don’t work with everyone and your ad (to me) is misleading and that has been my position from the start. You know I have no interest in all the cut and paste garbage you fling around….it’s not your service man, get that through your thick head.

        By the way Emerge is still too young to meet your criteria…ha

      • Mike Reilly

        Steve, can you remove this double post…sorry

      • http://DamonDay.com Damon Day

        I am confused.

        So you don’t think saving a consumer with an average debt load $1,000 plus on fees would be considered a massive discount?

        You have a price match, which means by definition, the fact that I know where all the good deals are with the good programs, would require you to lower your price for any of my clients if they wanted to hire you.  So just by existing I get my clients a discount if they wanted to hire you.

        So if I think about that, any consumer that knows about me would cause you to have to give them a discount.  Hmm, I guess what I do affects you much more than you would like to admit. Perhaps that is the reason why you are always coming after me and trying to discredit me.  You don’t want anyone to go talk to me.  Things are starting to make sense.

        Of course when they speak with me, they will be given programs to look at that do meet my criteria and have been in business long enough to have a clear track record of success and they can decide for themselves which company makes the most sense to them.

        If a consumer doesn’t mind that you haven’t been in business for 5 years yet, they of course are still free to enroll in your program if they like you the best.  And you will of course honor your price match guarantee. 

        So it is a win win for everyone if a consumer talks to me before they call you right?
         

      • Mike Reilly

        Damon, you are funny man! Go to my site and look at the fee posted on the home page, top left side. Look carefully, 12.5% of the debt amount enrolled and I offer a “Price Match Guarantee” so again compared to Emerge not one of your clients is getting a massive discount. Oh, guess what everyone gets that pricing from me, no favoritism.

        Let me be clear here, I don’t claim to be an industry authority on DSC pricing but, what I can tell you (for sure) is I’m not alone at 12.5%. I will also go on the record and say there are plenty at 15%, many of whom are willing to drop or negotiate their fee depending on certain circumstances surrounding the client IE. 50% (or greater) of funds available to settle etc. etc. etc.

        So, where does that leave us? My position is this; while you may have a small group of DSC’s that will provide your clients a discount off of their original pricing (you call it massive) is it really “Massive” and what are you comparing it to? You must have some type of updated statistical analysis to prove your claim or should it be reworded to something like;

        Received “Massive Discounts” from Debt Settlement Company’s I work with, as compared to their typical fee schedule. The net net is, you don’t work with everyone and your ad (to me) is misleading and that has been my position from the start. You know I have no interest in all the cut and paste garbage you fling around….it’s not your service man, get that through your thick head.

        By the way Emerge is still too young to meet your criteria…ha

  • SeanDSLegalPlan

    We have been SO BUSY!!! I’ll jump on as often as possible- !!

  • Damon Day

    ha ha, sorry man.  I have it saved and will look at it.  I have been too busy trying to explain to Mike Reilly that getting discounts for consumers is actually a good thing for them.  He jumped all over me for it today apparently because I used a banner I guess.

    Mental note, Mike Reilly is against banners :-)

  • Steve Rhode

    Sean,

    Just wanted to tell you how much I’ve missed your commenting. I always think you’ve got good feedback and points of view.

  • SeanDSLegalPlan

    Oh- and even though he didn’t reply to my email last week…. lol

  • Anonymous

    Oh- and even though he didn’t reply to my email last week…. lol

    • http://GetOutOfDebt.org Steve Rhode

      Sean,

      Just wanted to tell you how much I’ve missed your commenting. I always think you’ve got good feedback and points of view.

    • http://DamonDay.com Damon Day

      ha ha, sorry man.  I have it saved and will look at it.  I have been too busy trying to explain to Mike Reilly that getting discounts for consumers is actually a good thing for them.  He jumped all over me for it today apparently because I used a banner I guess.

      Mental note, Mike Reilly is against banners :-)

      • Anonymous

        We have been SO BUSY!!! I’ll jump on as often as possible- !! 

  • SeanDSLegalPlan

    I’ve come to know Damon on this board- I believe he’s one of the most honest people I’ve met here. And I’ve never received a referral from him but I do recommend people from time to time to consult with him & I do it without any fear that they’re being misled.

  • Anonymous

    I’ve come to know Damon on this board- I believe he’s one of the most honest people I’ve met here. And I’ve never received a referral from him but I do recommend people from time to time to consult with him & I do it without any fear that they’re being misled.

  • Question

    On average how many clients do you consult with in a month? What percentage of overall clients you consult with do you end up recommending they look into settlement?  Thanks.

  • Question

    On average how many clients do you consult with in a month? What percentage of overall clients you consult with do you end up recommending they look into settlement?  Thanks.

    • http://DamonDay.com Damon Day

      Can you tell me why you would like to know this information?  Thanks

      • Robert Stevenson

        For transparency 

      • http://DamonDay.com Damon Day

        Transparency for whom?

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