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Home > Ask The Get Out of Debt Experts > Atlas Consumer Cooperative and Fingo But I’m Having Reservations. – Jenny

Atlas Consumer Cooperative and Fingo But I’m Having Reservations. – Jenny

“Dear Damon,

I signed up with Atlas/Fingo they seemed to be creditable, no complaints on the BBB or government site, but I have been having some reservations. I paid the 300 dollar fee and made my first savings deposit towards a future settlement of almost 70k…debt was due to illness, and bad business decision. My credit was good I was paying but saw no end in sight paying the minimum payments unless I won the lottery!



Hello Jenny

Please forward me over their contract and I will take a look at it for you. If you go to my website you can contact me through my contact form or the ask a question link. I will then send you my fax number or my direct email so you can send over the contract for me to review it.

Also 70K in debt is quite a bit, a phone consultation with me to review your overall situation before you go down the settlement path will certainly be a valuable call and will save you quite a bit of money.

Also the fact that you just paid a 300 dollar fee throws up a potential red flag as debt settlement companies are no longer supposed to be charging upfront fees after Oct. 2010, so I certainly want to look at their contract.

Damon is a talented independent debt coach that provides in-depth assistance and consultations for people struggling with debt. If you want a personal debt coach to help you through a difficult situation or want assistance to find secret discounts offered by debt settlement companies I think Damon Day is an excellent person to contact for advice and assistance. He can be reached directly at

If you have a debt related question you’d like to ask, just use the online form.

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About Damon Day

Damon Day
Damon Day is a talented Debt Coach who offers fee based consultations to consumers as an alternative to the typical free debt relief consultations which are nothing more than thinly veiled sales pitches lacking any real information to help a consumer make a good decision. You can learn more about how he can protect you from getting ripped off at

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