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If I Get Remarried Will the Creditors Come After My New Husband? – Laurel

“Dear Steve,

My ex-husband left my two children and me with our joint debt of around 150k which he has no intention of paying even though he makes btwn around 70k per year. The divorce decree states that we pay what is in our own names. All our debt is joint.

If I get remarried, will the creditors come after my new husband’s income, his home, his assets?

Laurel”

Dear Laurel,

No.

But the bigger issue here is that because the debt is joint, the creditors will come after you for the full balance due. The divorce decree is just an agreement between you and your ex and does not resolve you of your joint liability for the debt.

Your ex-husband has already indicated he’s not going to pay so it’s just a matter of time before the creditors start coming after you.

If you want to enter your new marriage with a legal fresh start and a clean slate, you should probably consider bankruptcy to break the financial ties to the old situation.

You can click here to find a local bankruptcy attorney and go talk to them.

This is a situation I see rather frequently and once one ex stops paying these situations never end well. Take charge now and talk to the bankruptcy attorney.

Please post your responses and follow-up messages to me on this in the comments section below.

Sincerly,
Steve

You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

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About the author

Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.

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