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Introducing The Amazing How to Get Out of Debt Calculator

By on October 3, 2011

Every single day I help people for free to find good solutions for problem debt. Not long ago I was talking with some friends and it occurred to me there was no one single tool people could use to better understand all of their options to tackle their debt. Why not?

So in collaboration with the smart technology people at USDR we created just such an online calculator to give people a somewhat personalized side-by-side comparison of the options, costs and payments of the different approaches to eliminate their debt.

We’ve just launched the How to Get Out of Debt Calculator and I think it gives people an impartial and detached view of what they can do to tackle their debt.

The use of the calculator is free and does not require people to share any personal identifying information.

Each option for getting out of debt certainly has plusses and minuses. But through education and awareness each person can make a better choice about the approach that’s right for them.

The calculator is not designed to be the creator of a final plan to implement, in fact we don’t sell any debt relief services at

At what we do is provide information, education, free help and resources for people dealing with debt. This new free online educational tool helps us to further that mission.

The unique online calculator is designed to give people a wider eyed view of the logical solutions available so they can have an educated discussion with any for-profit or non-profit debt relief provider they ultimately choose to work with.

And now, without further fanfare, I invite you to try and enjoy The Amazing How to Get Out of Debt Calculator. I think you’ll find it to be pretty amazing in the distilled education it presents users.

Feel free to link to the How to Get Out of Debt Calculator in an effort to help people better understand their options. Your link to the calculator simply helps us to help people.

And in the interest of educating consumers further I’ve also just recently released another online tool that provides comprehensive information to show consumers the regulation, licensing, and registration required of debt relief companies on a state-by-state basis. It’s yet another free resource available through to protect consumers looking for debt help. You can find links to this in the resource section at

About Steve Rhode

Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.


  1. dianekulseth

    December 5, 2016 at 6:00 pm

    Any updates on this calculator? It’s still down nearly two months later.

    • Steve Rhode

      December 6, 2016 at 9:50 am

      Like you I wish it had already been resolved. All I can say is it is still in the works. Please be patient, it will live again.


  2. National Debt Relief

    October 5, 2016 at 7:17 pm

    The site for your calculator is no longer active.

    • Steve Rhode

      October 6, 2016 at 11:29 am

      Thanks. Current rewriting the code to move it onto the site.


  3. JMinneapolis

    July 27, 2016 at 12:37 pm

    Hi – I love the site and great stories and advice. Is the calculator down? I can’t load the page.

    • Steve Rhode

      July 27, 2016 at 1:55 pm

      Seems to be really, really, really slow.

  4. recover files

    October 17, 2011 at 11:39 am

    It seems to be effective way of dealing with the debt, thanks.

  5. C'mon Man!

    October 6, 2011 at 6:14 pm

    Calculator is a great tool but c’mon man!
    “Every single day I help people for free to find good solutions for problem debt.”
    Where does all the revenue from your ads go?

  6. chasingsunrise

    October 5, 2011 at 6:15 pm

    Let me just tell you how excited I am to find this site.  Like you, I started a blog ( because I had personally struggled financially and wanted to help others by sharing what I had learned.  At the end of every post, I point my readers to websites and blogs on the related topic.  I will DEFINITELY be pointing people your way!  Thank you!!! -Lydia Lyn

  7. Mike Reilly

    October 4, 2011 at 11:01 am

    I would call this a “Debt Relief Options Calculator” I’m mean that’s what it’s providing right…options?

    What I find interesting are the settlement percentages for each catagory.

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