Hi I have a first mortgage with BOA @ 110,000 a second with Specialized Loan Servicing @ 26,000 I owe more than the house is worth.
Todays market value is 108,000. I am in the middle of a modification with BOA been going through it for almost 18 months…
I stopped paying my second note back in September. Question: can they foreclose on me? If so is it true that they have to pay off the first note (BOA) 110,000 in order to do that?
How would I suggest a settlement to the second lien holder? I can not afford an attorney and do not want to file bankruptcy… Please advise… Much gratitude B in Michigan……
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