Reader Questions

Drowned in Depths

Written by Consumer

Im into alot of Depths my salary is not enough to pay off the loan because of this loan I dont even have money to eat im completely fedup and at times I just feel like giving my life.

Im sick and tired of the calls that I keep getting from the bank on daily basis.

Please give me a solution



How do I get rid of all this depths I dont have so money to pay to the bank all the loan that I took was just to take care of my family now my life is become so complicated I just feel like giving my life……

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This is information that was submitted by a third party and not generated by or Steve Rhode.


  • I know you are in a very difficult situation at the moment.. and I hope you are still OK… It is very tough to deal with these banks and they just keep on calling even without considering anything… but my advise to you is to just meet someone in the bank… Im sure that there will be a person who will definitely be helpful and explain the situation that your in.. maybe he/she can definitely have a repayment plan for you… don’t give up hope just yet… 

  • Unfortuantely you can run but you cant hide. I would just take deep breath and relax. Everyone has the exact same issues or something similar. What I did and still do is asses the situation and make a plan. Write down all your debts and how much you owe. Figure out a plan to pay them off. Figure out which ones are the most important and which ones can wait or be put on hold. Yes you will still get calls but this way you will be in control and slowly work your way out of debt or begin to make the calls stop.

  • Tina DON’T give up. There is help out there with a solution. Maybe try calling the bank and asking them to reduce the monthly payment. You are in my prayers!!

  • I am sorry for your troubles. I wish there was a magic solution for debt but there isn’t. Every situation is different and I certainly can’t tell from your message if your problem is severe or minor and I certainly can’t suggest the best solution.

    I would suggest that you look for credit counselors in the Yellow Pages and call one that states it is a non-profit agency. Ask if counseling is free and if it is, make an appointment to speak with a counselor. Take all your loan documents and budget information and plan to spend at least an hour working through your situation.

    You should walk away with a plan for addressing your debt and it should not cost you anything.

    Please write back to tell us how this worked.

    Good Luck!

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